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4859 Frontier Trl, Sebring, FL 33875 Property Records

Highlands County property record for 4859 Frontier Trl, Sebring, FL 33875 · Last verified August 2026

Property Summary

Property TypePasture
Details3 bd · 2.5 ba · 3,152 sqft · built 2022
Lot Size10 acres (436,267 sqft)
Owner2 Individual Names on File
Last Sale$378,000 (Nov 2018)
Tax Bill$5,572 (2024)
Deeds & MortgagesMay 2023 Line of Credit
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC-26-35-28-030-0090-0000

Property Details

APN / Parcel Number

Primary APNC-26-35-28-030-0090-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,152 sqft Gross Area
1st Floor Area2,385 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area436,267 sqft (10 acres)
Lot Dimensions25 ft deep x 100 ft wide
Garage TypeAttached
Garage Area520 sqft
DrivewayDriveway
Driveway Area900 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Patio Area221 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4859 FRONTIER TRL
CitySEBRING
StateFL
Zip33875-6922
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Pasture
Legal DescriptionBAY MEADOW EST UNREC PER G GERMAINE SVY TRACT 9 10.02 ACRES
Legal Range28E
Legal Township35S
Legal Section26
Legal SubdivisionBAY MEADOW EST
Legal Tract9
JurisdictionHIGHLANDS FL
Township / Civil DivisionLAKE PLACID
Census Block Group1
Census Block1022
Census Tract961401

Owner

Source: Highlands County records · APN C-26-35-28-030-0090-0000

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 2180, LAKE PLACID, FL 33862-2180
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · Line of Credit
FIRST SOUTHERN BANK
Nov 30, 2018Deed of Trust, Mortgage · Commercial Mortgage
CENTERSTATE BANK OF FLORIDA NA
Nov 30, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2018 · Amount on Record
Deed SaleNov 30, 2018 · Amount on Record
Deed Document Number20181920034
Deed Book / Page2666 / 1956
Last Transfer DateOct 02, 2023
Transfer Doc0002245330
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4859 FRONTIER TRL, SEBRING, FL 33875-6922
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4859 FRONTIER TRL, SEBRING, FL 33875-6922

Mortgage

Document Number0002151271
DateMay 16, 2023
Book Page2975/620
Instrument2151271
Lender
NameFIRST SOUTHERN BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueMay 12, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4859 FRONTIER TRL, SEBRING, FL 33875-6922
Transaction TypeMortgage
Record UpdatedMay 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001920035
DateNov 30, 2018
Book Page2666/1959
Instrument1920035
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressLAKE PLACID, FL 33852
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateNov 30, 2018
Property Address4859 FRONTIER TRL, SEBRING, FL 33875-6922
Document Number0001920034
Book / Page002666 / 001956
Instrument DateNov 09, 2018
Instrument1920034
Transaction TypeTransfer
Record UpdatedDec 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,646.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3 NOTRE DAME ST LAKE PLACID FL 338526008, LAKE PLACID, FL 33852-6008

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$324,030 (-9.39%)$490,385 (+17.35%) Land $81,617 Building $408,768
2024$5,572.00 (+6.46%)
2023$5,234.00 (+1,092.26%)$357,599 (+13,502.09%) Land $13,362 Building $344,237$417,875 (+6,809.31%)
2022$439.00$2,629 Land $2,629$6,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559614011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire LikelihoodAbout 1 in 169 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
Rapid SystemsFixed Wireless (licensed-by-rule)10 / 1

Availability varies by address; speeds are provider-advertised maximums, not measured.

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