48581 Dutch Elm Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48581 Dutch Elm Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,132 sqft · built 1999
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Nov 2009)
Tax Bill	$4,527 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-28-131-004`

Property Details

APN / Parcel Number

Primary APN	`20-08-28-131-004`
Alternative APN	`0828131004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,132 sqft Living Area
1st Floor Area	2,102 sqft
Basement Area	2,102 sqft
Unfinished Basement	2,102 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48581 DUTCH ELM DR
City	MACOMB
State	MI
Zip	48044-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PINECREST SUB LOT 46 LIBER: 136 PAGES: 27-35
Legal Subdivision	PINECREST SUB
Legal Lot Number	46
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2007
Census Tract	224102

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	48581 DUTCH ELM DR, MACOMB, MI 48044-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2009 · Amount on Record
Deed Sale	Nov 4, 2009 · Amount on Record
Prior Sale	Dec 17, 2001 · Amount on Record
Deed Document Number	20099118475
Deed Book / Page	20011 / 208
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jul 7, 2026
Property Address	48581 DUTCH ELM DR, MACOMB, MI 48044-1423
Document Number	0000064275
Book / Page	30748 / 170
Instrument Date	Jun 30, 2026
Instrument	202664275
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48581 DUTCH ELM DR, MACOMB, MI 48044-1423

Mortgage

Document Number	0000064275,
Date	Jul 7, 2026
Book Page	30748/170
Instrument	202664275

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48581 DUTCH ELM DR, MACOMB, MI 48044-1423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48581 DUTCH ELM DR, MACOMB, MI 48044-1423

Mortgage

Document Number	0000135329
Date	Nov 5, 2020
Book Page	27127/842
Instrument	2135329

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,700 (+18.65%)	$445,400 (+18.65%)
2025	$4,527.00 (+13.15%)
2023		$187,700	$375,400
2022	$4,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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