4858 W Roscoe St, Chicago, IL 60641 Property Records

Cook County property record for 4858 W Roscoe St, Chicago, IL 60641

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,220 sqft · built 1923
Lot Size	0.096 acres (4,173 sqft)
Owner	2 Individual Names on File
Last Sale	$548,000 (Jan 2025)
Tax Bill	$6,478 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-21-407-056`

Property Details

APN / Parcel Number

Primary APN	`13-21-407-056`
Alternative APN	`13-21-407-056-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,220 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1925
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,173 sqft (0.096 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4858 W ROSCOE ST
City	CHICAGO
State	IL
Zip	60641-4319
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	L6 R C MOORES RESUBD S2/3 N1/2 SE1/ 4 S21 T40N R13E
Legal Range	13E
Legal Township	40N
Legal Section	21
Legal Subdivision	R C MOORES RESUBD
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3004
Census Tract	151002

Owner

4858 W Roscoe St, a residential property, is owned and occupied by two individuals who bought it in January 2025.

Source: Cook County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4858 W ROSCOE ST, CHICAGO, IL 60641-4319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWCASTLE HOME LOANS
Aug 31, 2021	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
May 10, 2017	Warranty Deed, Transfer · FHA Mortgage MOTIVE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2025 · Amount on File
Deed Sale	Jan 7, 2025 · Amount on File
Prior Sale	May 10, 2017 · Amount on File
Deed Document Number	202522033
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 15, 2026
Property Address	4858 W ROSCOE ST, CHICAGO, IL 60641-4319
Document Number	0000007021
Instrument Date	Jun 9, 2026
Instrument	20267021
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4858 W ROSCOE ST, CHICAGO, IL 60641-4319
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007021,
Date	Jun 15, 2026
Instrument	20267021

Lender

Name	NEWCASTLE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4858 W ROSCOE ST, CHICAGO, IL 60641-4319
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4858 W ROSCOE ST, CHICAGO, IL 60641-4319

Mortgage

Document Number	0024328802
Date	Aug 31, 2021
Instrument	2124328802

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 10, 2017
Property Address	4858 W ROSCOE ST, CHICAGO, IL 60641-4319
Document Number	1713029093
Instrument Date	May 8, 2017
Instrument	13029093
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4858 W ROSCOE ST CHICAGO IL 606414319, CHICAGO, IL 60641-4319

Mortgage

Document Number	1713029094
Date	May 10, 2017
Instrument	13029094

Lender

Name	MOTIVE LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,000 Land $12,936 Building $31,064	$440,000 Land $129,360 Building $310,640
2023	$6,478.00 (-7.4%)
2022	$6,996.00	$33,999 Land $10,432 Building $23,567	$339,990 Land $104,320 Building $235,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4858 W Roscoe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4858 W Roscoe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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