4858 Montecito Ave, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 4858 Montecito Ave, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,425 sqft · built 1978
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$995,000 (Mar 2016)
Tax Bill	$13,819 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181-070-001-000`

Property Details

APN / Parcel Number

Primary APN	`181-070-001-000`
Alternative APN	`181-070-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,425 sqft Living Area
Gross Area	4,299 sqft
1st Floor Area	3,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	181-070-001
Street Address	4858 MONTECITO AVE
City	SANTA ROSA
State	CA
Zip	95404-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	REMAP FROM 011-252-021-000 - 09/13/97
Legal Tract	A
Legal Block	1
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1000
Census Tract	152401

Owner

4858 Montecito Ave is owned and occupied by two individuals who bought it in March 2016.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4858 MONTECITO AVE, SANTA ROSA, CA 95404-1937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 31, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 19, 2017	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2016 · Amount on File
Deed Sale	Mar 31, 2016 · Amount on File
Prior Sale	Sep 3, 2004 · Amount on File
Deed Document Number	201628590
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	4858 MONTECITO AVE, SANTA ROSA, CA 95404-1937
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4858 MONTECITO AVE, SANTA ROSA, CA 95404-1937

Mortgage

Document Number	0000012621
Date	Feb 22, 2022
Instrument	2022012621

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	4858 MONTECITO AVE, SANTA ROSA, CA 95404-1937
Document Number	0000010912
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4858 MONTECITO AVE SANTA ROSA CA 954041937, SANTA ROSA, CA 95404-1937

Mortgage

Document Number	0000010912
Date	Feb 8, 2019
Instrument	10912

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	4858 MONTECITO AVE, SANTA ROSA, CA 95404-1937
Document Number	0000049382
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4858 MONTECITO AVE SANTA ROSA CA 954041937, SANTA ROSA, CA 95404-1937

Mortgage

Document Number	0000049382
Date	Jun 26, 2017
Instrument	49382

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4858 Montecito Ave was $13,819.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Rincon Valley Union Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,201,428 (+2%) Land $480,571 Building $720,857
2025	$13,819.00	$1,177,872 Land $471,149 Building $706,723
2023	$13,112.00 (+4.29%)	$1,132,135 Land $452,854 Building $679,281
2022	$12,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4858 Montecito Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4858 Montecito Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Sonic Telecom, Verizon.

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