4858 E Dunbar Rd, Monroe, MI 48161 Property Records

Monroe County property record for 4858 E Dunbar Rd, Monroe, MI 48161 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1976
Lot Size	1.45 acres (63,510 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2019)
Tax Bill	$882 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-020-132-20`

Property Details

APN / Parcel Number

Primary APN	`12-020-132-20`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	63,510 sqft (1.45 acres)
Lot Dimensions	300 ft deep x 90 ft wide
Garage Area	904 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4858 E DUNBAR RD
City	MONROE
State	MI
Zip	48161-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 5 PC 511 SEC 2 T7S R8E 1.4851 AC COM IN CL OF W DUNBAR RD DIST 90 FT S 62?50'30" E FR INT OF SD CL & W LI OF PC 511 PRO
Legal Range	08E
Legal Township	07S
Legal Section	02
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2009
Census Tract	832300

Owner

Source: Monroe County records · APN 12-020-132-20

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4858 E DUNBAR RD, MONROE, MI 48161-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit LAKE TRUST CU
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	201916531
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4858 E DUNBAR RD, MONROE, MI 48161-9116
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4858 E DUNBAR RD, MONROE, MI 48161-9116

Mortgage

Document Number	0000014410
Date	Jul 15, 2022
Instrument	2022R14410

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 27, 2019
Property Address	4858 E DUNBAR RD, MONROE, MI 48161-9116
Document Number	2019R16531
Instrument Date	Sep 25, 2019
Instrument	2019R16531
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3923 BLOHM RD, MONROE, MI 48161-9705

Mortgage

Document Number	0000016532
Date	Sep 27, 2019
Instrument	2019R16532

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,400 (+12.41%)	$184,800 (+12.41%)
2025	$882.00 (-58.8%) Homeowner's exemption
2023	$2,141.00 Homeowner's exemption	$82,200	$164,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158323002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (2015–2023)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2023, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 7 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Mercury Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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