4858 45th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 4858 45th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	1,048 sqft · built 2004
Lot Size	0.208 acres (9,044 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (Jun 2023)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`01-7001-01500-000`

Property Details

APN / Parcel Number

Primary APN	`01-7001-01500-000`

Interior

Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Lot Area	9,044 sqft (0.208 acres)
Lot Dimensions	133 ft deep x 68 ft wide

Location & Zoning

Street Address	4858 45TH AVE S
City	FARGO
State	ND
Zip	58104-4260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 8 BLOCK: 9 ADDITION: OSGOOD TOWNSITE FIRST ADDITION ADDITIONAL: OSGOOD TOWNSITE 1ST LT 8 BLK 9
Legal Subdivision	OSGOOD TOWNSITE 1ST
Legal Block	9
Legal Lot Number	8
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2004
Census Tract	40501

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4858 45TH AVE S, FARGO, ND 58104-4260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN BANK & TRUST
Jul 25, 2022	Warranty Deed, Transfer PLAINS TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	20231690844
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 9, 2023
Property Address	4858 45TH AVE S, FARGO, ND 58104-4260
Document Number	0001690844
Instrument Date	Jun 9, 2023
Instrument	1690844
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FM TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4858 45TH AVE S, FARGO, ND 58104-4260

Mortgage

Document Number	0001690845
Date	Jun 9, 2023
Instrument	1690845

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 25, 2022
Property Address	4858 45TH AVE S, FARGO, ND 58104-4260
Document Number	0001671350
Instrument Date	Jul 22, 2022
Instrument	1671350
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	PLAINS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LINDSEY CT, MAPLETON, ND 58059-4003

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,272.00 (-4.96%)	$169,900 (+32.99%) Land $33,050 Building $136,850	$339,800 (+32.99%) Land $66,100 Building $273,700
2023	$4,495.00 (+1.77%)	$127,750 (+6.99%) Land $33,250 Building $94,500	$255,500 (+6.99%) Land $66,500 Building $189,000
2022	$4,417.00	$119,400 Land $33,250 Building $86,150	$238,800 Land $66,500 Building $172,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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