48575 Spokane Rd, Fremont, CA 94539 Property Records

Alameda County property record for 48575 Spokane Rd, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,219 sqft · built 1977
Lot Size	0.143 acres (6,239 sqft)
Owner	Trust Name on File
Last Sale	$2,520,000 (Jul 2024)
Tax Bill	$30,367 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`519-1653-54`

Property Details

APN / Parcel Number

Primary APN	`519-1653-54`
Alternative APN	`519-1653-054-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,219 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Tile
Lot Area	6,239 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48575 SPOKANE RD
City	FREMONT
State	CA
Zip	94539-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00030 BLK: TR: 3752
Legal Subdivision	TRACT 3752
Legal Tract	3752
Legal Lot Number	30
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3004
Census Tract	443301

Owner

48575 Spokane Rd is held in a trust since July 2024.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	48575 SPOKANE RD, FREMONT, CA 94539-7734
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Jul 9, 2024	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 14, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 4, 2022	Intrafamily Transfer, Transfer
Jul 25, 2017	Grant Deed, Transfer · ARM HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2024 · Amount on File
Deed Sale	Jul 9, 2024 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Document Number	202482885
Prior Transfer Date	Jan 28, 2022
Prior Transfer Doc	0000068153
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	48575 SPOKANE RD, FREMONT, CA 94539-7734
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48575 SPOKANE RD, FREMONT, CA 94539-7734

Mortgage

Document Number	0000078804
Date	Feb 24, 2021
Instrument	2021078804

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Mar 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	Other
Max Rate	7.62%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	48575 SPOKANE RD, FREMONT, CA 94539-7734
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48575 SPOKANE RD, FREMONT, CA 94539-7734

Mortgage

Document Number	0000383941
Date	Nov 30, 2021
Instrument	2021383941

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	48575 SPOKANE RD, FREMONT, CA 94539-7734
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48575 SPOLANE RD, FREMONT, CA 94539-7734

Mortgage

Document Number	0000366654
Date	Nov 9, 2021
Instrument	2021366654

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	48575 SPOKANE RD, FREMONT, CA 94539-7734
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	COMMONWEALTH LAND TITLE COMPANY/DAL, COMMONWEALTH LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48575 SPOKANE RD, FREMONT, CA 94539-7734

Mortgage

Document Number	0000054328
Date	Apr 24, 2025
Instrument	2025054328

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	350 S GRAND AVE FL 12, LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.29%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

July 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 9, 2024
Property Address	48575 SPOKANE RD, FREMONT, CA 94539-7734
Document Number	0000082885
Map Reference	MB 95 PGS 43 AND 44
Instrument Date	Jul 1, 2024
Instrument	2024082885
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 STEARMAN CT, SAN JOSE, CA 95132-2578

Mortgage

Document Number	0000082886
Date	Jul 9, 2024
Instrument	2024082886

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2034
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	Other
Max Rate	11.5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	48575 SPOKANE RD, FREMONT, CA 94539-7734
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250406
Date	Nov 14, 2017
Instrument	2017250406

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	48575 SPOKANE RD, FREMONT, CA 94539-7734
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231362
Date	Nov 13, 2019
Instrument	2019231362

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 4, 2022
Property Address	48575 SPOKANE RD, FREMONT, CA 94539-7734
Document Number	0000068153
Map Reference	MB 95 PG 43&44
Instrument Date	Jan 28, 2022
Instrument	2022068153
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48575 SPOKANE RD, FREMONT, CA 94539-7734

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 25, 2017
Property Address	48575 SPOKANE RD, FREMONT, CA 94539-7734
Document Number	0000161352
Map Reference	MAP95 PG43&44
Instrument Date	Jul 21, 2017
Instrument	2017161352
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	48575 SPOKANE RD, FREMONT, CA 94539-7734

Mortgage

Document Number	0000161353
Date	Jul 25, 2017
Instrument	2017161353

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 48575 Spokane Rd was $30,367.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,570,400 (+2%) Land $771,120 Building $1,799,280
2025	$30,367.00	$2,520,000 Land $756,000 Building $1,764,000
2023	$18,682.00	$1,587,950 Land $546,815 Building $1,041,135	$1,911,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48575 Spokane Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48575 Spokane Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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