4857 Hudson Rd, Osseo, MI 49266 Property Records

Hillsdale County property record for 4857 Hudson Rd, Osseo, MI 49266

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,088 sqft
Lot Size	8.02 acres (349,351 sqft)
Owner	Individual Name on File
Tax Bill	$1,080 (2021)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-005-400-034-05-7-2`

Property Details

APN / Parcel Number

Primary APN	`12-005-400-034-05-7-2`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,088 sqft Living Area

Exterior

Exterior Material	Wood Siding
Lot Area	349,351 sqft (8.02 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	4857 HUDSON RD
City	OSSEO
State	MI
Zip	49266-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/4 SEC LY S OF HWY M-34 & E OF HWY M -99 EXC COM NW COR THEREOF TH SLY ALG E LN HWY M-99 TO S LN SE1/4 TH E ALG S LN 295 F
Jurisdiction	HILLSDALE MI
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2035
Census Tract	51000

Owner

Source: Hillsdale County records · APN 12-005-400-034-05-7-2

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4857 HUDSON RD, OSSEO, MI 49266-9664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 02, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 17, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2004
Deed Sale	Nov 10, 2004
Deed Document Number	0011800833
Record Updated	Jun 07, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	4857 HUDSON RD, OSSEO, MI 49266-9664
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4857 HUDSON RD, OSSEO, MI 49266-9664

Mortgage

Document Number	001905/903
Date	Oct 10, 2025
Book Page	1905/903

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	4857 HUDSON RD, OSSEO, MI 49266-9664
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4857 HUDSON RD, OSSEO, MI 49266-9664

Mortgage

Document Number	001825/659
Date	May 02, 2022
Book Page	1825/659

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	4857 HUDSON RD, OSSEO, MI 49266-9664
Transaction Type	Mortgage
Record Updated	Sep 06, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4857 HUDSON RD, OSSEO, MI 49266-9664

Mortgage

Document Number	1804/539
Date	Aug 19, 2021
Book Page	1804/539

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	4857 HUDSON RD, OSSEO, MI 49266-9664
Transaction Type	Mortgage
Record Updated	Oct 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1737/0973
Date	Oct 17, 2019
Book Page	1737/0973

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Jefferson Township
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$92,100	$180,903 Land $45,962 Building $134,941
2021	$1,080.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 34 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hudson Rd

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