Carroll County property record for 4857 E 600 S, Cutler, IN 46920 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,150 sqft · built 2022 |
| Lot Size | 1.38 acres (60,461 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,038 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-14-05-000-015.000-002 |
| Primary APN | 08-14-05-000-015.000-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,150 sqft Living Area |
| 1st Floor Area | 3,150 sqft |
| Basement Area | 580 sqft |
| Unfinished Basement | 580 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 60,461 sqft (1.38 acres) |
| Garage Type | Attached |
| Garage Area | 3,150 sqft |
| Parking Spaces | 10 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01238249046 |
|---|---|
| Street Address | 4857 E 600 S |
| City | CUTLER |
| State | IN |
| Zip | 46920-9448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRAC PT S2 SE4 5-23-1 1.388 AC BY SURVEY MP 14-05-000-003.02 |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | BURLINGTON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 959900 |
Source: Carroll County records · APN 08-14-05-000-015.000-002
Assessment roll updated June 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4857 E 600 S, CUTLER, IN 46920-9448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST |
| Nov 09, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2024 |
| Deed Sale | Mar 13, 2024 |
| Prior Sale | Nov 09, 2023 |
| Deed Document Number | 2024624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 4857 E 600 S, CUTLER, IN 46920-9448 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026000734 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026000734 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 123 N JEFFERSON ST, CONVERSE, IN 46919 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Max Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 4857 E 600 S, CUTLER, IN 46920-9448 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021001758 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021001758 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CONVERSE, IN 46919 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 4857 E 600 S, CUTLER, IN 46920-9448 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023003039 |
|---|---|
| Date | Nov 09, 2023 |
| Instrument | 2023003039 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CONVERSE, IN 46919 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 10% |
| Index | 1-Year T-Bill |
| Max Rate | 13% |
Source: Carroll County records · Assessment roll updated June 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Burlington Township |
| Unified School District | Carroll Consolidated School Corporation (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,038.00 (+5.49%) Homeowner's exemption | $434,300 (+70.18%) Land $45,700 Building $388,600 | $434,300 (+70.18%) Land $45,700 Building $388,600 |
| 2024 | $1,932.00 (+2%) | ||
| 2023 | $255,200 (+69.12%) Land $38,300 Building $216,900 | $255,200 (+69.12%) Land $38,300 Building $216,900 | |
| 2022 | $1,610.00 | $150,900 Land $35,700 Building $115,200 | $150,900 Land $35,700 Building $115,200 |
Source: FEMA National Flood Hazard Layer, Carroll County (18015C), updated May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180159599002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2003–2013) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2013, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Benton Ridge Telephone Company | Fixed Wireless (unlicensed) | 100 / 20 |
| Geetingsville Telephone Company | DSL | 10 / 1 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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