4857 Concord Dr, Byron, IL 61010 Property Records

Ogle County property record for 4857 Concord Dr, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	2,100 sqft · built 1985
Lot Size	0.592 acres (25,803 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2021)
Tax Bill	$5,355 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-32-477-005`

Property Details

APN / Parcel Number

Primary APN	`05-32-477-005`

Interior

Stories	2 Stories
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	25,803 sqft (0.592 acres)

Location & Zoning

Street Address	4857 CONCORD DR
City	BYRON
State	IL
Zip	61010-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:11 TWP:25 SECT/LOT:32 LOT 8 COLONIAL ACRES SUBD SEC 32-25-11
Legal Range	11
Legal Township	25
Legal Section	32
Legal Subdivision	COLONIAL ACRES SUBD
Legal Block	11
Legal Lot Number	8,32
Jurisdiction	OGLE IL
Township / Civil Division	MARION
Census Block Group	1
Census Block	1008
Census Tract	961700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4857 CONCORD DR, BYRON, IL 61010-9025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Oct 6, 2005 · Amount on Record
Deed Document Number	20217460
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Oct 13, 2021
Property Address	4857 CONCORD DR, BYRON, IL 61010-9025
Document Number	0000007460
Map Reference	BK K PG 18
Instrument Date	Sep 30, 2021
Instrument	202107460
Transaction Type	Transfer
Record Updated	Nov 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4857 CONCORD DR, BYRON, IL 61010-9025

Mortgage

Document Number	0000007461
Date	Oct 13, 2021
Instrument	202107461

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	4857 CONCORD DR, BYRON, IL 61010-9025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008469
Date	Nov 2, 2020
Instrument	202008469

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Marion Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,355.00 (+21.62%)	$79,482 (+16.11%) Land $17,035 Building $62,447	$238,446 (+16.11%) Land $51,105 Building $187,341
2023		$68,456 Land $14,672 Building $53,784	$205,368 Land $44,016 Building $161,352
2022	$4,403.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	33 (1982–2026)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-NORDIC WOODS private · serves 425 people · EPA ID IL1415330
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

Cell Coverage

5G (outdoors only) and 4G LTE

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