4856 S Ada St, Chicago, IL 60609 Property Records

Cook County property record for 4856 S Ada St, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,455 sqft · built 2021
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on File
Last Sale	$296,000 (Sep 2026)
Tax Bill	$4,561 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-112-048`

Property Details

APN / Parcel Number

Primary APN	`20-08-112-048`
Alternative APN	`20-08-112-048-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,455 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,000 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4856 S ADA ST
City	CHICAGO
State	IL
Zip	60609-4247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	14E
Legal Township	38N
Legal Section	08
Legal Subdivision	W H RANDS
Legal Block	2
Legal Lot Number	24
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1006
Census Tract	612200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4856 S Ada St is owned and occupied by an individual who bought it in September 2026.

Source: Cook County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4856 S ADA ST, CHICAGO, IL 60609-4247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Special Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Sep 1, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Deed Document Number	202625824091
Prior Transfer Date	Nov 13, 2007
Prior Transfer Doc	0000031008
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 15, 2026
Property Address	4856 S ADA ST, CHICAGO, IL 60609-4247
Document Number	0000024091
Instrument Date	Aug 10, 2026
Instrument	202624091
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,844.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4856 S ADA ST, CHICAGO, IL 60609-4247

Mortgage

Document Number	0000024092,
Date	Sep 15, 2026
Instrument	202625824092

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	7%
Max Rate	-1%

Mortgage

Document Number	0000024093,
Date	Sep 15, 2026
Instrument	202625824093

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 1, 2021
Property Address	4856 S ADA ST, CHICAGO, IL 60609-4247
Document Number	0024415055
Instrument Date	Jun 12, 2021
Instrument	2124415055
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2023
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4856 S ADA ST, CHICAGO, IL 60609-4247

Mortgage

Document Number	0024415056
Date	Sep 1, 2021
Instrument	2124415056

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

Mortgage

Document Number	0024415057
Date	Sep 1, 2021
Instrument	2124415057

Lender

Name	TRP LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 Land $1,800 Building $24,200	$260,000 Land $18,000 Building $242,000
2024	$4,561.00 (-2%)
2023	$4,654.00 (-35.73%)
2022	$7,241.00 (+80.35%)	$35,209 (+76.33%) Land $2,850 Building $32,359	$352,090 (+76.33%) Land $28,500 Building $323,590
2021	$4,015.00	$19,968 Land $2,850 Building $17,118	$199,680 Land $28,500 Building $171,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4856 S Ada St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4856 S Ada St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

Nearby Properties on S Ada St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures