4856 River Pl, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 4856 River Pl, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,778 sqft · built 1983
Lot Size	1.07 acres (46,760 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Jul 2026)
Tax Bill	$9,636 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`3403-502-0081-000-8`

Property Details

APN / Parcel Number

Primary APN	`3403-502-0081-000-8`
Alternative APN	`39015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	4,204 sqft
1st Floor Area	1,778 sqft
Utility Area	72 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	46,760 sqft (1.07 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	1,126 sqft
Deck Area	652 sqft
Patio Area	1,484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	39015
Street Address	4856 RIVER PL
City	FORT PIERCE
State	FL
Zip	34982-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3 - COU
Legal Description	WHITE CITY S/D 04 36 40 (LOT 1 RIVER PLACE ADDN UNREC) MPDAF: FROM NW COR OUTLOT 22 RUN S 89 35 56 E 20 FT,TH S 00 22 42 W 367.59 FT,TH S 84 10 04 W 64.18 FT,TH S 75 04 28 W 30.69 FT,TH S 02 44 11 E 170.21 FT,TH S 54 00 46 E 12.67 FT TO POB,TH CONT S
Legal Range	40E
Legal Township	36S
Legal Section	04
Legal Subdivision	WHITE CITY SUBDIVISION
Legal Lot Number	1
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	2
Census Block	2016
Census Tract	381402

Owner

Source: St. Lucie County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1509 SW DEL RIO BLVD, PORT SAINT LUCIE, FL 34953-1452
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Deed Document Number	20265639982
Deed Book / Page	5497 / 2716
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jul 1, 2026
Property Address	4856 RIVER PL, FORT PIERCE, FL 34982-4145
Document Number	0005639982
Book / Page	5497 / 2716
Instrument Date	Jun 6, 2026
Instrument	20265639982
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	PRIME TITLE, PRIME TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1509 SW DEL RIO BLVD, PORT SAINT LUCIE, FL 34953-1452

Mortgage

Document Number	0005639983,
Date	Jul 1, 2026
Instrument	20265639983

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,636.00 (+6.85%)	$457,823 (+7.93%) Land $271,561 Building $186,262	$517,400 (+21.97%) Land $306,900 Building $210,500
2024	$9,018.00 (+12.37%)
2023	$8,025.00 (+8.2%)	$424,200 (+23.32%) Land $210,400 Building $213,800	$424,200 (+4.56%) Land $210,400 Building $213,800
2022	$7,417.00	$343,970	$405,700 Land $210,400 Building $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Isaac, Aug 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20