4856 Kingston St, Duluth, MN 55804 Property Records

St. Louis County property record for 4856 Kingston St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 3,171 sqft · built 1996
Lot Size	0.354 acres (15,425 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Nov 2020)
Tax Bill	$11,924 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0790-18760`

Property Details

APN / Parcel Number

Primary APN	`010-0790-18760`
Alternative APN	`1099233`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,171 sqft Gross Area
1st Floor Area	1,617 sqft
Basement Area	1,166 sqft
Finished Basement	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Shed Roof
Lot Area	15,425 sqft (0.354 acres)
Garage Area	869 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	72 sqft
Deck Area	352 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1099233
Street Address	4856 KINGSTON ST
City	DULUTH
State	MN
Zip	55804-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1828 THRU 1831 SERIAL #
Legal Subdivision	CROSLEY PARK ADD TO DULUTH
Legal Block	131
Legal Lot Number	1828
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4000
Census Tract	600

Owner

Source: St. Louis County records · APN 010-0790-18760

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4856 KINGSTON ST, DULUTH, MN 55804-1130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Nov 03, 2020	Warranty Deed, Transfer · Conventional with PMI WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2020 · Amount on Record
Deed Sale	Nov 03, 2020 · Amount on Record
Deed Document Number	20201031478
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4856 KINGSTON ST, DULUTH, MN 55804-1130
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4856 KINGSTON ST, DULUTH, MN 55804-1130

Mortgage

Document Number	0001065229
Date	Jan 11, 2023
Instrument	1065229

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4856 KINGSTON ST, DULUTH, MN 55804-1130
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001058297
Date	Jun 29, 2022
Instrument	1058297

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 01, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 03, 2020
Property Address	4856 KINGSTON ST, DULUTH, MN 55804-1130
Document Number	00T1031478
Instrument Date	Oct 28, 2020
Instrument	T1031478
Transaction Type	Transfer
Record Updated	Dec 02, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,914.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4856 KINGSTON ST DULUTH MN 558041130, DULUTH, MN 55804-1130

Mortgage

Document Number	T1031479
Date	Nov 03, 2020
Instrument	T1031479

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 02, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,924.00 (+7.66%) Homeowner's exemption
2025	$11,076.00 (+4.55%) Homeowner's exemption	$822,400 (+9.23%) Land $125,600 Building $696,800	$822,400 (+9.23%) Land $125,600 Building $696,800
2024	$10,594.00	$752,900 (+12.68%) Land $125,600 Building $627,300	$752,900 (+12.68%) Land $125,600 Building $627,300
2022		$668,200 Land $104,600 Building $563,600	$668,200 Land $104,600 Building $563,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 339 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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