4856 Harman Dr, Franklin, OH 45005 Property Records

Warren County property record for 4856 Harman Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1967
Lot Size	0.498 acres (21,726 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Apr 2016)
Tax Bill	$2,789 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-27-101-010-0`

Property Details

APN / Parcel Number

Primary APN	`08-27-101-010-0`
Alternative APNs	`0827101010` `827101010` `1417495`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1967
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	21,726 sqft (0.498 acres)
Lot Dimensions	213 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	1417495
Old Parcel Number	0827101010
Street Address	4856 HARMAN DR
City	FRANKLIN
State	OH
Zip	45005-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING HEIGHTS 3 #150
Legal Subdivision	STERLING HEIGHTS 3
Legal Block	101
Legal Lot Number	150
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2003
Census Tract	30700

Owner

4856 Harman Dr is owned and occupied by two individuals who bought it in April 2016.

Source: Warren County records, as of February 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4856 HARMAN DR, FRANKLIN, OH 45005-5010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 19, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2016 · Amount on File
Deed Sale	Apr 19, 2016 · Amount on File
Prior Sale	Oct 13, 2005
Deed Document Number	0004014668
Deed Book / Page	4014 / 668
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4856 HARMAN DR, FRANKLIN, OH 45005-5010
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4856 HARMAN DR, CARLISLE, OH 45005-5010

Mortgage

Document Number	0000016152
Date	Aug 4, 2023
Instrument	2023-016152

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4856 HARMAN DR, FRANKLIN, OH 45005-5010
Document Number	0000047675
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4856 HARMAN DR FRANKLIN OH 450055010, FRANKLIN, OH 45005-5010

Mortgage

Document Number	0000047675
Date	Nov 24, 2020
Instrument	47675

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 23, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 4856 Harman Dr was $2,789.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,789.00	$64,106 Land $16,202 Building $47,904	$183,160 Land $46,290 Building $136,870
2023	$2,539.00 (+2.75%) Homeowner's exemption	$51,877 (-) Land $13,286 Building $38,591
2022	$2,471.00 Homeowner's exemption	$51,877 Land $13,286 Building $38,591	$148,220 (-) Land $37,960 Building $110,260
2021			$148,220 Land $37,960 Building $110,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4856 Harman Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4856 Harman Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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