4855 Windsor Blvd, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 4855 Windsor Blvd, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,156 sqft · built 1978
Lot Size	0.176 acres (7,650 sqft)
Owner	Company Name on File
Last Sale	$730,000 (May 1997)
Tax Bill	$12,918 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-322-005`

Property Details

APN / Parcel Number

Primary APN	`013-322-005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	2,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	7,650 sqft (0.176 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4855 WINDSOR BLVD
City	CAMBRIA
State	CA
Zip	93428-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 159 BL 2 LT 5
Legal Subdivision	SEACLIFT ESTATES
Legal Tract	159
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2015
Census Tract	10403

Owner

4855 Windsor Blvd is owned by a company that bought it in May 1997 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	4855 WINDSOR BLVD, CAMBRIA, CA 93428-3609
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit PACIFIC PREMIER BANK
Oct 10, 2018	Deed of Trust, Mortgage · ARM PROVIDENT SAVINGS BANK FSB
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 1997 · Amount on File
Deed Sale	May 8, 1997 · Amount on File
Deed Document Number	199723360
Prior Transfer Date	May 23, 1995
Prior Transfer Doc	0000034583
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4855 WINDSOR BLVD, CAMBRIA, CA 93428-3609
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 WINDSOR BLVD, CAMBRIA, CA 93428-3609

Mortgage

Document Number	0000025568
Date	Apr 5, 2021
Instrument	2021025568

Lender

Name	PACIFIC PREMIER BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4855 WINDSOR BLVD, CAMBRIA, CA 93428-3609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041869
Date	Oct 10, 2018
Instrument	2018041869

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	8.87%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4855 WINDSOR BLVD, CAMBRIA, CA 93428-3609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 WINDSOR BLVD, CAMBRIA, CA 93428-3609

Mortgage

Document Number	0000065967
Date	Nov 13, 2020
Instrument	2020065967

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4855 Windsor Blvd was $12,918 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,223,431 (+2%) Land $872,135 Building $351,296
2025	$12,918.00 Homeowner's exemption	$1,199,443 Land $855,035 Building $344,408
2023	$12,415.00 (+2%) Homeowner's exemption	$1,152,869 Land $821,834 Building $331,035
2022	$12,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4855 Windsor Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4855 Windsor Blvd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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