4855 Union Rd, Franklin, OH 45005 Property Records

Warren County property record for 4855 Union Rd, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,674 sqft · built 1970
Lot Size	5.01 acres (218,541 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Sep 1978)
Tax Bill	$3,849 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-34-100-004-0`

Property Details

APN / Parcel Number

Primary APN	`08-34-100-004-0`
Alternative APNs	`0834100004` `834100004` `1413058`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,674 sqft Living Area
Gross Area	2,178 sqft
2nd Floor Area	837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	218,541 sqft (5.01 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	443 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1413058
Street Address	4855 UNION RD
City	FRANKLIN
State	OH
Zip	45005-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	UNION
Legal Range	4
Legal Township	3
Legal Section	34
Legal Subdivision	UNION
Legal Block	58
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1006
Census Tract	30700

Owner

Source: Warren County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4855 UNION RD, FRANKLIN, OH 45005-5127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 1978 · Amount on Record
Deed Sale	Sep 27, 1978 · Amount on Record
Last Transfer Date	Dec 5, 2003
Transfer Doc	0000447485
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4855 UNION RD, FRANKLIN, OH 45005-5127
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021037215
Date	Aug 16, 2021
Instrument	2021-037215

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,849.00 (+21.34%)	$98,030 (+33.96%) Land $53,470 Building $44,560	$280,070 (+33.95%) Land $152,760 Building $127,310
2023	$3,172.00 (+2.62%) Homeowner's exemption	$73,178 (-) Land $33,667 Building $39,511
2022	$3,091.00 Homeowner's exemption	$73,178 Land $33,667 Building $39,512	$209,080 (-) Land $96,190 Building $112,890
2021			$209,080 Land $96,190 Building $112,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20