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4855 Topaz St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4855 Topaz St, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,138 sqft · built 1977
Lot Size0.096 acres (4,182 sqft)
Owner2 Individual Names on Record
Last Sale$940,000 (Jul 2007)
Tax Bill$17,437 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN034-065-21

Property Details

APN / Parcel Number

Primary APN034-065-21
Alternative APN
  • 034-065-21-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,138 sqft Living Area
Gross Area2,426 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area4,182 sqft (0.096 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4855 TOPAZ ST
CityCAPITOLA
StateCA
Zip95010-3141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOPAL SUB #1/FAIRVIEW TR
Legal Block11
Legal Lot Number13,14
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1030
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7020 OAKMONT DR, MODESTO, CA 95356-9647
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 31, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2007 · Amount on Record
Deed SaleJul 30, 2007 · Amount on Record
Deed Document Number200741146
Last Transfer DateAug 28, 2017
Transfer Doc0000028988
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4855 TOPAZ ST, CAPITOLA, CA 95010-3141
Transaction TypeMortgage
Record UpdatedFeb 23, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 15TH ST 22, 22, MODESTO, CA 95354-1132

Mortgage

Document Number0000004259
DateFeb 8, 2022
Instrument2022-0004259
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 31, 2017
Property Address4855 TOPAZ ST, CAPITOLA, CA 95010-3141
Document Number0000028988
Instrument DateAug 28, 2017
Instrument28988
Transaction TypeTransfer
Record UpdatedMar 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address7020 OAKMONT DR MODESTO CA 953569647, MODESTO, CA 95356-9647

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,439,000 (+2%) Land $911,058 Building $527,942
2025$17,437.00 (+23.68%)$1,410,784 (+18.88%) Land $893,194 Building $517,590
2023$14,098.00 (+1.08%)$1,186,763 Land $858,510 Building $328,253$1,212,300
2022$13,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Surfnet Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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