4855 Silk Tree Ln, Cool, CA 95614 Property Records

El Dorado County property record for 4855 Silk Tree Ln, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,990 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	2 Company Names on Record
Last Sale	$615,000 (Jan 2016)
Tax Bill	$7,847 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`071-420-015-000`

Property Details

APN / Parcel Number

Primary APN	`071-420-015-000`
Alternative APNs	`07142015100` `0714201510`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,990 sqft Living Area
1st Floor Area	3,990 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	3,990 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	4855 SILK TREE LN
City	COOL
State	CA
Zip	95614-9481
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 43/27/1
Legal Subdivision	AS SHOWN ON THAT CERTAIN PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1017
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 850, COOL, CA 95614-0850
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2016 · Amount on Record
Deed Sale	Jan 13, 2016 · Amount on Record
Deed Document Number	20161119
Last Transfer Date	Sep 4, 2025
Transfer Doc	0000025193
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4855 SILK TREE LN, COOL, CA 95614-9481
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 SILK TREE LN, COOL, CA 95614-9481

Mortgage

Document Number	0000006994
Date	Feb 1, 2021
Instrument	2021-0006994

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4855 SILK TREE LN, COOL, CA 95614-9481
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027631
Date	Jul 18, 2018
Instrument	2018-0027631

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 11, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$742,589 (+2%) Land $217,342 Building $525,247
2025	$7,847.00 (+7.83%) Homeowner's exemption	$728,030 (+4.04%) Land $213,081 Building $514,949
2023	$7,277.00 (+1.53%) Homeowner's exemption	$699,760 Land $204,807 Building $494,953
2022	$7,167.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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