4855 Rockrose Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4855 Rockrose Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,638 sqft · built 2021
Lot Size	0.142 acres (6,205 sqft)
Owner	Trust Name on File
Last Sale	$664,500 (Sep 2021)
Tax Bill	$13,495 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-3660-093-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3660-093-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,638 sqft Living Area
1st Floor Area	1,123 sqft
2nd Floor Area	1,515 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Other
Lot Area	6,205 sqft (0.142 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4855 ROCKROSE DR
City	FOLSOM
State	CA
Zip	95630-6017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	WHITE ROCK SPRINGS RANCH VILLAGE 1, LOT 93, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	WHITE ROCK SPRINGS RANCH VILLAGE 1
Legal Lot Number	93
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

4855 Rockrose Dr is owner-occupied and held in a trust since May 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	4855 ROCKROSE DR, FOLSOM, CA 95630-6017
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 15, 2023	Intrafamily Transfer, Transfer
Sep 16, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 16, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Deed Document Number	20211403
Deed Book / Page	20210916 / 1403
Last Transfer Date	May 10, 2023
Transfer Doc	2023000330
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4855 ROCKROSE DR, FOLSOM, CA 95630-6017
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 ROCKROSE DR, FOLSOM, CA 95630-6017

Mortgage

Document Number	0000000007
Date	Nov 2, 2022
Instrument	2022110200007

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	477 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 15, 2023
Property Address	4855 ROCKROSE DR, FOLSOM, CA 95630-6017
Document Number	0000000330
Map Reference	MB 414 PG 4
Instrument Date	May 10, 2023
Instrument	202305150330
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4855 ROCKROSE DR, FOLSOM, CA 95630-6017

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 16, 2021
Property Address	4855 ROCKROSE DR, FOLSOM, CA 95630-6017
Document Number	0000001404
Map Reference	MB 414 PG 4
Instrument Date	Sep 15, 2021
Instrument	2021091601404
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 ROCKROSE DR, FOLSOM, CA 95630-6017

September 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 16, 2021
Property Address	4855 ROCKROSE DR, FOLSOM, CA 95630-6017
Document Number	0000001403
Map Reference	MB 414 PG 4
Instrument Date	Sep 15, 2021
Instrument	2021091601403
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 ROCKROSE DR, FOLSOM, CA 95630-6017

Mortgage

Document Number	0000001405
Date	Sep 16, 2021
Instrument	2021091601405

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4855 Rockrose Dr was $13,495 with a homeowner's exemption, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$782,657 (+2%) Land $216,485 Building $566,172
2025	$13,495.00 (+0.93%) Homeowner's exemption	$767,312 Land $212,241 Building $555,071
2024	$13,371.00 (+1.3%)
2023	$13,200.00 (+3.42%) Homeowner's exemption	$737,518 Land $204,000 Building $533,518
2022	$12,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4855 Rockrose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4855 Rockrose Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, unWired Broadband, Verizon, Zeta Broadband.

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