4855 Lancaster Dr, Morganton, NC 28655 Property Records

Burke County property record for 4855 Lancaster Dr, Morganton, NC 28655

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,568 sqft · built 2003
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,416 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1763156489`

Property Details

APN / Parcel Number

Primary APN	`1763156489`
Alternative APN	`54815`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Flooring	Tile

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	99,317 sqft (2.28 acres)

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	180 sqft
Deck Area	Deck Area
Patio Area	16 sqft
Shed	1 Shed
Shed Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4855 LANCASTER DR
City	MORGANTON
State	NC
Zip	28655-7222
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RESIDENTIA
Legal Description	4855 LANCASTER DR MORGANTON, NC 28655
Legal Subdivision	ROBERT W GRANT JR & R L GRANT
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2031
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4855 LANCASTER DR, MORGANTON, NC 28655-7222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 9, 2021
Transfer Doc	0025510466
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4855 LANCASTER DR, MORGANTON, NC 28655-7222
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027190190
Date	Dec 4, 2023
Book Page	2719/190
Instrument	2023011204

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Jun 29, 2021
Property Address	4855 LANCASTER DR, MORGANTON, NC 28655-7222
Document Number	0025510466
Book / Page	2551 / 466
Map Reference	MB 16 PG 134
Instrument Date	Feb 9, 2021
Instrument	2021007582
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4855 LANCASTER DR, MORGANTON, NC 28655-7222

Mortgage

Document Number	2021007583
Date	Jun 29, 2021
Instrument	2021007583

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,416.00 (+0.35%)	$201,493 (-) Land $26,214 Building $175,279	$201,493 (-) Land $26,214 Building $175,279
2025	$1,411.00 (+7.87%)	$201,493 (+8.98%) Land $26,214 Building $175,279	$201,493 (+8.98%) Land $26,214 Building $175,279
2023	$1,308.00	$184,889 Land $26,214 Building $158,675	$184,889 Land $26,214 Building $158,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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