4855 Jefferson St, Gary, IN 46408 Property Records

Lake County property record for 4855 Jefferson St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,620 sqft · built 1948
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on Record
Tax Bill	$911 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0175-0010`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0175-0010`
Alternative APNs	`45-08-33-281-009.000-004` `254501750010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Attic Area	810 sqft
Basement Area	810 sqft

Exterior

Year Built	Built 1948
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-45-0175-0010
Old Parcel Number	254501750010
Street Address	4855 JEFFERSON ST
City	GARY
State	IN
Zip	46408-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JUNEDALE SUBDIV. L.10 BL.11
Legal Subdivision	JUNEDALE SUBDIVISION
Legal Block	11
Legal Lot Number	10
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1002
Census Tract	12500

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4855 JEFFERSON ST, GARY, IN 46408-4532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Jun 27, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK
Mar 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 12, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019
Deed Sale	Jun 27, 2019
Prior Sale	Mar 8, 2019
Deed Document Number	2019 039045
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Aug 13, 2026
Property Address	4855 JEFFERSON ST, GARY, IN 46408-4532
Document Number	0000534398
Instrument Date	Aug 7, 2026
Instrument	2026534398
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 JEFFERSON ST, GARY, IN 46408-4532

Mortgage

Document Number	0000534398,
Date	Aug 13, 2026
Instrument	2026534398

Lender

Name	CENTIER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 7, 2046

Interest

Max Rate	-1%

June 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 27, 2019
Property Address	4855 JEFFERSON ST, GARY, IN 46408-4532
Document Number	0000039045
Map Reference	MB 19 PG 3
Instrument Date	Jun 25, 2019
Instrument	2019 039045
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	INDIANA TITLE NETWORK CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 JEFFERSON ST, GARY, IN 46408-4532

Mortgage

Document Number	0000039046
Date	Jun 27, 2019
Instrument	2019 039046

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000039047
Date	Jun 27, 2019
Instrument	2019 039047

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 8, 2019
Property Address	4855 JEFFERSON ST, GARY, IN 46408-4532
Document Number	0000014000
Instrument Date	Mar 7, 2019
Instrument	14000
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4855 JEFFERSON ST GARY IN 464084532, GARY, IN 46408-4532

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Feb 12, 2019
Property Address	4855 JEFFERSON ST, GARY, IN 46408-4532
Document Number	0000009073
Instrument Date	Feb 9, 2019
Instrument	9073
Transaction Type	Transfer
Record Updated	Mar 6, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 SUNSET RD MERRILLVILLE IN 464104710, MERRILLVILLE, IN 46410-4710

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,100 (+67.5%) Land $10,000 Building $110,100	$120,100 (+67.5%) Land $10,000 Building $110,100
2024	$911.00 (+15.32%)
2023		$71,700 (+3.91%) Land $9,000 Building $62,700	$71,700 (+3.91%) Land $9,000 Building $62,700
2022	$790.00 Homeowner's exemption	$69,000 Land $6,000 Building $63,000	$69,000 Land $6,000 Building $63,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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