4855 Garfield St, Gary, IN 46408 Property Records

Lake County property record for 4855 Garfield St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,973 sqft · built 1956
Lot Size	1 acres (43,734 sqft)
Owner	Individual Name on Record
Tax Bill	$2,106 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-01-39-0027-0014`

Property Details

APN / Parcel Number

Primary APN	`001-01-39-0027-0014`
Alternative APNs	`45-08-32-281-021.000-001` `013900270014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,973 sqft Living Area
Basement Area	1,973 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2005
Construction Type	Brick
Roof Material	Asphalt
Lot Area	43,734 sqft (1 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-01-39-0027-0014
Old Parcel Number	013900270014
Street Address	4855 GARFIELD ST
City	GARY
State	IN
Zip	46408-4377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E. 264 FT. OF W. 928.20 FT. OF N1/2 S1/2 S1/2 SE. NE. S.32 T.36 R.8 CONT'G. 1.00 4A.
Legal Range	08
Legal Township	36
Legal Section	32
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1010
Census Tract	41500

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4855 GARFIELD ST, GARY, IN 46408-4377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 11, 2017	Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Mar 12, 2018	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2018
Deed Sale	Mar 12, 2018
Prior Sale	Nov 14, 2013
Deed Document Number	2018 015878
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4855 GARFIELD ST, GARY, IN 46408-4377
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012071
Date	Apr 18, 2024
Instrument	2024-512071

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Feb 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4855 GARFIELD ST, GARY, IN 46408-4377
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050333
Date	Aug 11, 2017
Instrument	2017 050333

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	GARY, IN 46408

Agreement

Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 12, 2018
Property Address	4855 GARFIELD ST, GARY, IN 46408-4377
Document Number	0000015878
Instrument Date	Mar 3, 2018
Instrument	2018 015878
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	COMMUNITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 GARFIELD ST, GARY, IN 46408-4377

Mortgage

Document Number	0000015879
Date	Mar 12, 2018
Instrument	2018 015879

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Unified School District	Lake Ridge Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,400 (+10.32%) Land $37,000 Building $185,400	$222,400 (+10.32%) Land $37,000 Building $185,400
2024	$2,106.00 (+8.95%)
2023		$201,600 (+4.29%) Land $33,000 Building $168,600	$201,600 (+4.29%) Land $33,000 Building $168,600
2022	$1,933.00 Homeowner's exemption	$193,300 Land $17,700 Building $175,600	$193,300 Land $17,700 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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