4855 Belmont Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 4855 Belmont Rd, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1995
Square Footage1,774 sqft Adjusted Area
Lot Size104,544 sqft (2.4 acres)
Garage1,284 sqft
Tax Bill$795.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-9-30-00-0-00045-00

Interior

Building Area1,774 sqft Adjusted Area
1st Floor960 sqft 1st Floor
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialComposition/Composite Exterior
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area104,544 sqft (2.4 acres)
Parking Spaces5 Parking Spaces
Garage Area1,284 sqft Garage

Location & Zoning

Street Address4855 BELMONT RD
CityHERNANDO
StateMS
Zip38632-8521
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description30-3-7 PT OF SW 1/4 OF SW 1/4
Legal Range007
Legal Township03S
Legal Section30
Legal Lot Number45
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2003
Census Tract71124

Owner

Source: DeSoto County records · APN 3-07-9-30-00-0-00045-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7444 GREY HEATHER WAY, CORDOVA, TN 38018-8225
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
EAGLE BANK AND TRUST COMPANY
Nov 20, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 26, 2025
Deed SaleSep 26, 2025
Deed Book / Page1025 / 18150
Prior Transfer DateNov 20, 2023
Prior Transfer Doc1023/21693
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateJul 29, 2026
Property Address4855 BELMONT RD, HERNANDO, MS 38632-8521
Document Number5663085445
Book / Page5663 / 85445
Instrument DateJul 27, 2026
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyCLOSING PRO, CLOSING DEPARTMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5663085445,
DateJul 29, 2026
Book Page5663/85445
Lender
NameEAGLE BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateNov 20, 2023
Property Address4855 BELMONT RD, HERNANDO, MS 38632-8521
Document Number1023/21693
Book / Page1023 / 21693
Instrument DateNov 20, 2023
Transaction TypeTransfer
Record UpdatedDec 25, 2023

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4855 BELMONT RD, HERNANDO, MS 38632-8521

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4855 BELMONT RD, HERNANDO, MS 38632-8521

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$795.00$7,874 (-) Land $2,000 Building $5,874$78,738 (-) Land $20,000 Building $58,738
2023$795.00$7,874$78,738 Land $20,000 Building $58,738

Flood & Wildfire

4855 Belmont Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
53rd percentile of exposed land nationally · 63rd in Mississippi
Wildfire LikelihoodModerate — about 1 in 769 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Belmont Rd

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