Santa Rosa County property record for 4855 Andrea Ln, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,350 sqft · built 1980 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Dec 2020) |
| Tax Bill | $1,271 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-1N-29-0000-09500-0000 |
| Primary APN | 14-1N-29-0000-09500-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 1,778 sqft |
| 1st Floor Area | 1,350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 15,899 sqft (0.365 acres) |
| Lot Dimensions | 153 ft deep x 104 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 428 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4855 ANDREA LN |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *ENHANCED LIFE ESTATE* RES IN: COM NW CORN OF SE4 SECTION 14 TOWNSHIP 1 NORTH RANGE 29 WEST THN S1*36W 163.26 FT THN N88*1441W 209.98 FT THN S1*36W 773.32 FT THN S88*19E 877.90 FT TO POB & CONT 104.49 FT THN N1*36E 153.13 FT THN N88*19W 104.49 FT THN |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 14 |
| Legal Subdivision | HIGHLAND WOODS |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10704 |
Source: Santa Rosa County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4855 ANDREA LN, MILTON, FL 32571-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 23, 2020 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 22, 2019 | Warranty Deed, Transfer NAVY FCU |
| Nov 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on File |
| Deed Sale | Dec 23, 2020 · Amount on File |
| Prior Sale | May 22, 2019 · Amount on File |
| Deed Document Number | 202069799 |
| Deed Book / Page | 4047 / 862 |
| Prior Transfer Date | May 6, 2014 |
| Prior Transfer Doc | 0033411201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 23, 2020 |
| Property Address | 4855 ANDREA LN, PACE, FL 32571-2612 |
| Document Number | 0040470862 |
| Book / Page | 4047 / 862 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 202069799 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | GUARANTEE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37811 CHANCEY RD # 448, 37811, ZEPHYRHILLS, FL 33541-6842 |
| Name | Verified Name |
|---|---|
| Address | 4855 ANDREA LN, PACE, FL 32571-2612 |
| Document Number | 0004047865 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 4047/865 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 22, 2019 |
| Property Address | 4855 ANDREA LN, PACE, FL 32571-2612 |
| Document Number | 0038311415 |
| Book / Page | 003831 / 001415 |
| Instrument Date | May 20, 2019 |
| Instrument | 21258 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | GUARANTEE TITLE/NW FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $752.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4855 ANDREA LN PACE FL 325712612, PACE, FL 32571-2612 |
| Document Number | 38311417 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 003831/001417 |
| Instrument | 21259 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4855 ANDREA LN, PACE, FL 32571-2612 |
| Document Number | 0036810150 |
| Book / Page | 003681 / 000150 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4855 ANDREA LN PACE FL 325712612, PACE, FL 32571-2612 |
| Document Number | 0036810150 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 003681/000150 |
| Instrument | 48650 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2047 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,271.00 (+3.42%) | $140,038 (+2.9%) | $182,202 (+8.8%) Land $21,000 Building $161,202 |
| 2024 | $1,229.00 (+7.24%) Homeowner's exemption Disabled Person's exemption | $136,091 (+3%) | $167,462 (+1.3%) Land $21,000 Building $146,462 |
| 2023 | $1,146.00 (+3.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $132,127 (+3%) | $165,315 (+4.58%) Land $21,000 Building $144,315 |
| 2022 | $1,107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $128,279 | $158,068 Land $21,000 Building $137,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (1979–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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