48546 332nd St, Jefferson, SD 57038 Property Records

Union County property record for 48546 332nd St, Jefferson, SD 57038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 840 sqft · built 1923
Lot Size	3.57 acres (155,509 sqft)
Owner	2 Individual Names on File
Last Sale	$198,500 (Dec 2021)
Tax Bill	$1,526 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`17.00.34.2030`

Property Details

APN / Parcel Number

Primary APN	`17.00.34.2030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft Living Area
Basement Area	840 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	155,509 sqft (3.57 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	48546 332ND ST
City	JEFFERSON
State	SD
Zip	57038-6850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEWIS TRACT 3 OF GOVT LOT 3 LESS W769' (3.57A)
Legal Range	48W
Legal Township	90N
Legal Section	34
Legal Subdivision	LEWIS TRACT 3
Legal Tract	3
Legal Lot Number	3
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2004
Census Tract	20302

Owner

48546 332nd St is owned and occupied by two individuals who bought it in December 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48546 332ND ST, JEFFERSON, SD 57038-6850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 11, 2018	Deed of Trust, Mortgage F & M BANK
Mar 23, 2017	Quit Claim Deed, Transfer · Conventional Mortgage IOWA NEBRASKA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Dec 16, 2021 · Amount on File
Deed Document Number	20215136
Deed Book / Page	111 / 820
Prior Transfer Date	Mar 15, 2017
Prior Transfer Doc	00107/0129
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Dec 20, 2021
Property Address	48546 332ND ST, JEFFERSON, SD 57038-6850
Document Number	000111/820
Book / Page	111 / 820
Instrument Date	Dec 6, 2021
Instrument	215136
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 NORTHSHORE DR, 63, MCCOOK LAKE, SD 57049-4013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48546 332ND ST, JEFFERSON, SD 57038-6850

Mortgage

Document Number	0001781267
Date	Dec 20, 2021
Instrument	178/1267

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	48546 332ND ST, JEFFERSON, SD 57038-6850
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	172/0233
Date	Apr 11, 2018
Book Page	172/0233
Instrument	181366

Lender

Name	F & M BANK
Type	Bank
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Amount	Amount on Record
Term	24 Months
Due	Apr 11, 2020

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION SD
Recording Date	Mar 23, 2017
Property Address	48546 332ND ST, JEFFERSON, SD 57038-6850
Document Number	00107/0129
Book / Page	107 / 0129
Instrument Date	Mar 15, 2017
Instrument	171067
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 NORTHSHORE DR, 63, MCCOOK LAKE, SD 57049-4013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48546 332ND ST, JEFFERSON, SD 57038-6850
Investor	Possibly a Property Investor

Mortgage

Document Number	0000171068
Date	Mar 23, 2017
Instrument	171068

Lender

Name	IOWA NEBRASKA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 48546 332nd St was $1,526.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Jefferson Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,526.00	$214,002 (+76.32%) Land $59,015 Building $154,987
2025	$1,526.00 (-42.63%)	$121,370 Land $59,015 Building $62,355
2024	$2,660.00 (+6.02%)
2023	$2,509.00 (+8.71%)	$197,141 Land $42,154 Building $154,987
2022	$2,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48546 332nd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48546 332nd St is moderate, ranking above 53% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of South Dakota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber	1,500 / 1,500

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