4854 Penrose St, Saint Louis, MO 63115 Property Records

St. Louis City property record for 4854 Penrose St, Saint Louis, MO 63115

Property Summary

Property Type	Duplex
Details	1 ba · 2,310 sqft · built 1928
Lot Size	0.113 acres (4,907 sqft)
Owner	Individual Name on Record
Last Sale	$70,700 (Dec 2016)
Tax Bill	$533 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Mortgage
APN	`4390-9-055.000`

Property Details

APN / Parcel Number

Primary APN	`4390-9-055.000`
Alternative APN	`4390-01-0110-0`

Interior

Full Baths	1 Bath
Units	2 Units
Stories	2 Stories
Building Area	2,310 sqft Living Area
1st Floor Area	1,155 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1938
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,907 sqft (0.113 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4854 PENROSE ST
City	SAINT LOUIS
State	MO
Zip	63115-2130
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Description	C. B. 4390A PENROSE 44.67 FT X 120 FT E A GAUSS GREAT HL ADDN BLOCK 3 LOT E-18
Legal Subdivision	E A GAUSS GREAT HL ADDN
Legal Block	3
Legal Lot Number	E-18
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	1
Census Block	1000
Census Tract	126900

Owner

Source: St. Louis City records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4854 PENROSE ST, A, SAINT LOUIS, MO 63115-2130
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 2, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2016 · Amount on Record
Deed Sale	Dec 30, 2016 · Amount on Record
Prior Sale	Mar 14, 2014
Deed Document Number	2016518
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	4854 PENROSE ST, SAINT LOUIS, MO 63115-2130
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4854 PENROSE ST, SAINT LOUIS, MO 63115-2130

Mortgage

Document Number	0000000045
Date	Sep 24, 2021
Instrument	09242021-0045

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	4854 PENROSE ST, SAINT LOUIS, MO 63115-2130
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000044
Date	Apr 2, 2021
Instrument	04022021-0044

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,180 (-) Land $680 Building $5,500
2025	$533.00 (+5.96%)	$6,180 (+3.52%) Land $680 Building $5,500	$32,560 (+3.62%) Land $3,600 Building $28,960
2023	$503.00 (-1.95%)	$5,970 (+1.7%) Land $680 Building $5,290	$31,421 (+1.7%) Land $3,579 Building $27,842
2022	$513.00	$5,870 Land $680 Building $5,190
2021			$30,895

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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