4854 N Hermitage Ave, Chicago, IL 60640 Property Records

Cook County property record for 4854 N Hermitage Ave, Chicago, IL 60640

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,883 sqft · built 1888
Lot Size0.1 acres (4,336 sqft)
OwnerIndividual Name on Record
Last Sale$362,000 (Mar 2010)
Tax Bill$13,648 (2023)
Deeds & MortgagesAug 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN14-07-421-049

Property Details

APN / Parcel Number

Primary APN14-07-421-049
Alternative APN
  • 14-07-421-049-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,883 sqft Living Area

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1890
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,336 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4854 N HERMITAGE AVE
CityCHICAGO
StateIL
Zip60640-4159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionNORTH31 AC SE4 SE4 SEC07 S 80 RODS SEC08 SW4SW4 S08+ T40N R14E 3P
Legal SubdivisionINGLEDEWS ADD/RAVENSWOOD
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3002
Census Tract31000

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4854 N HERMITAGE AVE, CHICAGO, IL 60640-4159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
MCGLONE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2010 · Amount on Record
Deed SaleMar 10, 2010 · Amount on Record
Prior SaleJun 16, 2009
Deed Document Number201026087
Prior Transfer DateNov 30, 2007
Prior Transfer Doc0000039013
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4854 N HERMITAGE AVE, CHICAGO, IL 60640-4159
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021404083
DateAug 2, 2021
Instrument2121404083
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036
Interest
Rate TypeFixed Rate
Rate1.87%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4854 N HERMITAGE AVE, CHICAGO, IL 60640-4159
Document Number1721349093
Instrument DateJul 19, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2017
Title CompanyTEK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4854 N HERMITAGE AVE CHICAGO IL 606404159, CHICAGO, IL 60640-4159

Mortgage

Document Number1721349093
DateAug 1, 2017
Instrument21349093
Lender
NameMCGLONE MTG
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$73,805 (+8.54%) Land $38,499 Building $35,306$738,050 (+8.54%) Land $384,990 Building $353,060
2023$13,648.00 (+2.76%)
2022$13,282.00 Homeowner's exemption$68,000 Land $34,688 Building $33,312$680,000 Land $346,880 Building $333,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Google Fiber, Zentro.

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