4854 Morse St, Cincinnati, OH 45226 Property Records

Hamilton County property record for 4854 Morse St, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1880
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Feb 2024)
Tax Bill	$5,042 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-0003-0074-00`

Property Details

APN / Parcel Number

Primary APN	`018-0003-0074-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	808 sqft
2nd Floor Area	784 sqft
Basement Area	808 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	101 ft deep x 152 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4854 MORSE ST
City	CINCINNATI
State	OH
Zip	45226-2352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4854 MORSE ST 50.50 X 101.50 IRR LOT 12 LINWOOD LAND CO 1ST SUB BLK B
Legal Subdivision	LAND CO 1ST SUB
Legal Block	B
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1018
Census Tract	4703

Owner

4854 Morse St is owned and occupied by an individual who bought it in February 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4854 MORSE ST, CINCINNATI, OH 45226-2352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional with PMI REPUBLIC BK&TR
Oct 11, 2017	Grant Deed, Transfer · Conventional with PMI US BK
Jun 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024 · Amount on File
Deed Sale	Feb 13, 2024 · Amount on File
Prior Sale	Jun 13, 2017
Deed Document Number	0000009787
Deed Book / Page	15102 / 997
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 13, 2024
Property Address	4854 MORSE ST, CINCINNATI, OH 45226-2352
Document Number	0000009787
Book / Page	15102 / 997
Map Reference	MB 5 PG 131
Instrument Date	Jan 31, 2024
Instrument	2024-0009787
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4854 MORSE ST, CINCINNATI, OH 45226-2352

Mortgage

Document Number	0000009788
Date	Feb 13, 2024
Instrument	2024-0009788

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000009788
Date	Feb 13, 2024
Book Page	15102/1000
Instrument	2024-0009788

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	2 LOGAN SQ STE 1400, PHILADELPHIA, PA 19103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4854 MORSE ST, CINCINNATI, OH 45226-2352
Document Number	0000062606
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4854 MORSE ST CINCINNATI OH 452262352, CINCINNATI, OH 45226-2352

Mortgage

Document Number	0000062606
Date	Jun 30, 2020
Book Page	014200/002454
Instrument	62606

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 11, 2017
Property Address	4854 MORSE ST, CINCINNATI, OH 45226-2352
Document Number	0000093042
Book / Page	013521 / 000661
Instrument Date	Sep 29, 2017
Instrument	93042
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4854 MORSE ST CINCINNATI OH 452262352, CINCINNATI, OH 45226-2352

Mortgage

Document Number	93043
Date	Oct 11, 2017
Book Page	013521/000663
Instrument	93043

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 13, 2017
Property Address	4854 MORSE ST, CINCINNATI, OH 45226-2352
Document Number	0000052684
Book / Page	013437 / 000734
Instrument Date	Jun 7, 2017
Instrument	52684
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	11715 NEUSS AVE CINCINNATI OH 452463111, CINCINNATI, OH 45246-3111

Tax Assessment & Valuation

The 2025 property tax bill for 4854 Morse St was $5,042, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,042.00 (+3%)	$81,172 (+%) Land $12,946 Building $68,226
2024	$4,895.00 (-2.12%)	$81,171 (-) Land $12,946 Building $68,225
2023	$5,001.00 (+27.32%)	$81,171 (+42.28%) Land $12,946 Building $68,225	$231,920 Land $36,990 Building $194,930
2022	$3,928.00 Homeowner's exemption	$57,050 Land $12,852 Building $44,198
2020			$163,000 Land $36,720 Building $126,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4854 Morse St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	32 (2005–2025)
Most Recent Claim	May 2025 · other causes
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 2 claims Severe Storms And Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4854 Morse St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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