4854 Elk Ct, Morganton, NC 28655 Property Records

Burke County property record for 4854 Elk Ct, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 1,632 sqft · built 2000
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2025)
Tax Bill	$761 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1760146711`

Property Details

APN / Parcel Number

Primary APN	`1760146711`
Alternative APN	`23834`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Flooring	Tile

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	36 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4854 ELK CT
City	MORGANTON
State	NC
Zip	28655-8079
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RURAL MIXE
Legal Description	4854 ELK CT MORGANTON, NC 28655
Legal Subdivision	SHADOWBROOK SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2002
Census Tract	20304

Owner

Source: Burke County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4854 ELK CT, MORGANTON, NC 28655-8079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · VA Mortgage PRIME EQUITY MORTGAGE
Sep 17, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Deed Document Number	202525007478
Deed Book / Page	2827 / 834
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Jun 15, 2026
Property Address	4854 ELK CT, MORGANTON, NC 28655-8079
Document Number	0026005454
Book / Page	2878 / 851
Instrument Date	Jun 10, 2026
Instrument	202626005454
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4854 ELK CT, MORGANTON, NC 28655-8079

Mortgage

Document Number	0026005454,
Date	Jun 15, 2026
Book Page	2878/851
Instrument	202626005454

Lender

Name	PRIME EQUITY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 17, 2025
Property Address	4854 ELK CT, MORGANTON, NC 28655-8079
Document Number	0028270834
Book / Page	2827 / 834
Map Reference	MB 13 PG 259
Instrument Date	Sep 17, 2025
Instrument	2025007478
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4652 HIGH HILLS AVE, MORGANTON, NC 28655-7153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4854 ELK CT, MORGANTON, NC 28655-8079

Mortgage

Document Number	2025007479
Date	Sep 17, 2025
Instrument	2025007479

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4854 ELK CT, MORGANTON, NC 28655-8079
Document Number	0024520217
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4854 ELK CT MORGANTON NC 286558079, MORGANTON, NC 28655-8079

Mortgage

Document Number	0024520217
Date	Mar 3, 2020
Book Page	002452/000217
Instrument	37819

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 2, 2035

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$761.00 (-0.13%)	$101,410 (-) Land $11,600 Building $89,810	$101,410 (-) Land $11,600 Building $89,810
2023	$762.00	$101,410 Land $11,600 Building $89,810	$101,410 Land $11,600 Building $89,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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