Rutherford County property record for 4854 Binder Ln, Murfreesboro, TN 37127
| Property Type | Single Family Home |
|---|---|
| Details | 2,204 sqft · built 2014 |
| Lot Size | 0.379 acres (16,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $221,900 (Dec 2014) |
| Tax Bill | $2,007 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 151B-A-012.00-000 |
| Primary APN | 151B-A-012.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Building Area | 2,204 sqft Living Area |
| 1st Floor Area | 5,581 sqft |
| Upper Floors Area | 518 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 16,500 sqft (0.379 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 888 sqft |
| Porch | Slab |
| Heating System | Heat Pump |
|---|
| Account Number | R0097756 |
|---|---|
| Street Address | 4854 BINDER LN |
| City | MURFREESBORO |
| State | TN |
| Zip | 37127-7904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 THOMPSON GROVE SEC 1 PH 1 PB 31 PG 53 SPLIT OFF 134-49 FOR 2008 110 X 150 |
| Legal Subdivision | THOMPSON GROVE SEC 1 PH 1 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 41202 |
4854 Binder Ln is owned and occupied by two individuals who bought it in December 2014.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4854 BINDER LN, MURFREESBORO, TN 37127-7904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI CHURCHILL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2014 · Amount on File |
| Deed Sale | Dec 30, 2014 · Amount on File |
| Deed Book / Page | 1344 / 3359 |
| Prior Transfer Date | Dec 3, 2014 |
| Prior Transfer Doc | 13402319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 4854 BINDER LN, MURFREESBORO, TN 37127-7904 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4854 BINDER LN, MURFREESBORO, TN 37127-7904 |
| Document Number | 0022753675 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 2275/3675 |
| Instrument | 2459903 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 4854 BINDER LN, MURFREESBORO, TN 37127-7904 |
| Document Number | RB18181042 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4854 BINDER LN MURFREESBORO TN 371277904, MURFREESBORO, TN 37127-7904 |
| Document Number | RB18181042 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 001818/001042 |
| Instrument | 2231277 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 26, 2034 |
The 2025 property tax bill for 4854 Binder Ln was $2,007.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,775 (+25.05%) Land $32,500 Building $101,275 | $535,100 Land $130,000 Building $405,100 | |
| 2025 | $2,007.00 | $106,975 Land $13,750 Building $93,225 | |
| 2023 | $2,007.00 | $106,975 Land $13,750 Building $93,225 | $427,900 (-) Land $55,000 Building $372,900 |
| 2022 | $427,900 Land $55,000 Building $372,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4854 Binder Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4854 Binder Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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