48538 Northwind Rd, Marcell, MN 56657 Property Records

Itasca County property record for 48538 Northwind Rd, Marcell, MN 56657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,530 sqft · built 1986
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Feb 2025)
Tax Bill	$3,310 (2026)
Deeds & Mortgages	Sep 2011 Line of Credit Feb 2025 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`26-480-0050`

Property Details

APN / Parcel Number

Primary APN	`26-480-0050`
Alternative APNs	`148892` `30646`

Interior

Bedrooms	3 Beds
Building Area	2,530 sqft Base Area
1st Floor Area	2,530 sqft
Basement Area	497 sqft
Finished Basement	497 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,844 sqft (1.81 acres)
Lot Width	306 ft Width
Deck Area	132 sqft
Storage Building	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	148892
Street Address	48538 NORTHWIND RD
City	MARCELL
State	MN
Zip	56657-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LT 10 BLK 1
Legal Range	26W
Legal Township	59N
Legal Section	20
Legal Subdivision	NORTH STAR SHORES
Legal Block	1
Legal Lot Number	10
Jurisdiction	ITASCA MN
Township / Civil Division	MARCELL
Census Block Group	1
Census Block	1013
Census Tract	480302

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5785 N 100 E, KOKOMO, IN 46901-9435
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2011	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Feb 13, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST STATE BANK OF BIGFORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Deed Document Number	2025786365
Record Updated	Oct 29, 2026

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	48538 NORTHWIND RD, MARCELL, MN 56657-2038
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000656712
Date	Sep 2, 2011
Instrument	A000656712

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Feb 13, 2025
Property Address	48538 NORTHWIND RD, MARCELL, MN 56657-2038
Document Number	A000786365
Instrument Date	Jan 27, 2025
Instrument	A000786365
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5785 N 100 E, KOKOMO, IN 46901-9435

Mortgage

Document Number	A000786366
Date	Feb 13, 2025
Instrument	A000786366

Lender

Name	FIRST STATE BANK OF BIGFORK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2030

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Marcell Township
Unified School District	Deer River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,310.00 (+8.52%)
2025		$363,800 (+24.33%) Land $47,900 Building $315,900	$363,800 (+24.33%) Land $47,900 Building $315,900
2024	$3,050.00
2022		$292,600 Land $40,900 Building $251,700	$292,600 Land $40,900 Building $251,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500

Cell Coverage

4G LTE only, no 5G reported

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