Charles County property record for 4853 Olympia Pl, Waldorf, MD 20602
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,720 sqft · built 2009 |
| Lot Size | 0.039 acres (1,701 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $387,500 (Oct 2024) |
| Tax Bill | $10,610 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-342965 |
| Primary APN | 06-342965 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 1,960 sqft |
| 1st Floor Area | 440 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,701 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 342965 |
|---|---|
| Street Address | 4853 OLYMPIA PL |
| City | WALDORF |
| State | MD |
| Zip | 20602-5102 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LT 96 PARCEL J SHEFFIELD NBH ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 850904 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4853 OLYMPIA PL, WALDORF, MD 20602-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SPECTRA CREDIT UNION |
| Sep 30, 2020 | Deed, Transfer · Conventional Mortgage NRL FCU |
| Jul 5, 2017 | Grant Deed, Transfer NEW AMERICA FIN'L |
| May 9, 2017 | Grant Deed, Transfer · FHA Mortgage C&F MTG |
| Jun 1, 2017 | Grant Deed, Transfer · VA Mortgage FIRST HM MTG CORP |
| Apr 1, 2017 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on Record |
| Deed Sale | Oct 11, 2024 · Amount on Record |
| Prior Sale | Sep 30, 2020 · Amount on Record |
| Deed Book / Page | 13442 / 361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4853 OLYMPIA PL, WALDORF, MD 20602-5102 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | SINGLE SOURCE PROPERTY SLN |
| Name | Verified Name |
|---|---|
| Address | 4853 OLYMPIA PL, WALDORF, MD 20602-5102 |
| Document Number | 0125450377 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 12545/377 |
| Name | SPECTRA CREDIT UNION |
|---|---|
| Address | ALEXANDRIA, VA 22312 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 30, 2020 |
| Property Address | 4853 OLYMPIA PL, WALDORF, MD 20602-5102 |
| Document Number | 0113550172 |
| Book / Page | 11355 / 172 |
| Map Reference | MB 57 PL 427-441 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,830.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4853 OLYMPIA PL, WALDORF, MD 20602-5102 |
| Document Number | 0011355179 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 11355/179 |
| Name | NRL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 5, 2017 |
| Property Address | 4853 OLYMPIA PL, WALDORF, MD 20602-5102 |
| Document Number | 0099040100 |
| Book / Page | 009904 / 000100 |
| Instrument Date | Jun 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5001 OYSTER REEF PL WALDORF MD 206025162, WALDORF, MD 20602-5162 |
| Investor | Possibly a Property Investor |
| Document Number | 99040107 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 009904/000107 |
| Name | NEW AMERICA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAITHERSBURG, MD 20878 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 4, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 9, 2017 |
| Property Address | 4853 OLYMPIA PL, WALDORF, MD 20602-5102 |
| Document Number | 0098260284 |
| Book / Page | 009826 / 000284 |
| Instrument Date | May 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Title Company | BRENNAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5005 OYSTER REEF PL WALDORF MD 206025162, WALDORF, MD 20602-5162 |
| Investor | Possibly a Property Investor |
| Document Number | 98260289 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 009826/000289 |
| Name | C&F MTG |
|---|---|
| Type | Mortgage Company |
| Address | WALDORF, MD 20602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 1, 2017 |
| Property Address | 4853 OLYMPIA PL, WALDORF, MD 20602-5102 |
| Document Number | 0098510196 |
| Book / Page | 009851 / 000196 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2017 |
| Title Company | FORWARD SETTLEMENT SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11699 OUTLAW GAP PL WALDORF MD 206025166, WALDORF, MD 20602-5166 |
| Investor | Possibly a Property Investor |
| Document Number | 98510206 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 009851/000206 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4853 OLYMPIA PL, WALDORF, MD 20602-5102 |
| Document Number | 0098070001 |
| Book / Page | 009807 / 000001 |
| Instrument Date | Apr 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 5002 OYSTER REEF PL WALDORF MD 206025163, WALDORF, MD 20602-5163 |
| Document Number | 0098070001 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 009807/000001 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2047 |
| Rate | 3.25% |
|---|
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,900 (+9.41%) Land $95,000 Building $253,900 | $348,900 (-0.8%) Land $95,000 Building $253,900 | |
| 2025 | $10,610.00 (+135.88%) | ||
| 2023 | $4,498.00 | $318,900 | $351,700 Land $120,000 Building $231,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2008–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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