4853 E FM 321, Palestine, TX 75803 Property Records

Anderson County property record for 4853 E FM 321, Palestine, TX 75803

Property Summary

Property Type	Rural Home
Details	1,148 sqft · built 1970
Lot Size	8.02 acres (349,351 sqft)
Owner	Individual Name on Record
Tax Bill	$3,374 (2026)
Deeds & Mortgages	May 2023 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0961-1323-0300-0000`

Property Details

APN / Parcel Number

Primary APN	`0961-1323-0300-0000`
Alternative APNs	`R0027819` `R27819` `27819`

Interior

Building Area	1,148 sqft Total Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Lot Area	349,351 sqft (8.02 acres)
Porch	Porch
Porch Area	886 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	4853 E FM 321
City	PALESTINE
State	TX
Zip	75803-2382
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0961 RANSIN, JOHN D BLOCK 1323 TRACT 3
Legal Subdivision	JOHN D RANSIN
Legal Tract	3
Legal Block	1323
Jurisdiction	ANDERSON TX
Township / Civil Division	MONTALBA-TENNESSEE COLONY
Census Block Group	1
Census Block	1089
Census Tract	951100

Owner

Source: Anderson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4853 E FM 321, PALESTINE, TX 75803-2382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TX
Property Address	4853 E FM 321, PALESTINE, TX 75803-2382
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4858 E FM 3321, PALESTINE, TX 75803
Investor	Possibly a Property Investor

Mortgage

Document Number	0020232682
Date	May 12, 2023
Instrument	2023-2682

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TX
Property Address	4853 E FM 321, PALESTINE, TX 75803-2382
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2604/0339
Date	Apr 20, 2018
Book Page	2604/0339
Instrument	201802151

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Anderson County
Unified School District	Palestine Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,374.00 (+298.82%)	$213,981 (+5.23%) Land $88,601 Building $125,380	$213,981 (+5.23%) Land $88,601 Building $125,380
2025	$846.00 (-58.33%) Homeowner's exemption Senior Citizen's exemption	$203,349 (+0.37%) Land $77,969 Building $125,380	$203,349 (+0.37%) Land $77,969 Building $125,380
2023		$202,596 Land $77,970 Building $124,626	$202,596 Land $77,970 Building $124,626
2022	$2,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUSHY CREEK WSC serves 4,866 people · EPA ID TX0010036
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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