4852 Terra Sole Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4852 Terra Sole Pl, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,882 sqft · built 2016
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$262,500 (Sep 2019)
Tax Bill	$5,962 (2025)
Deeds & Mortgages	Mar 2020 Transfer Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-26-31-0236-0001-0060`

Property Details

APN / Parcel Number

Primary APN	`06-26-31-0236-0001-0060`
Alternative APN	`263106023600010060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,882 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4852 TERRA SOLE PL
City	SAINT CLOUD
State	FL
Zip	34771-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA VISTA PB 23 PG 15 LOT 6
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	TERRA VISTA
Legal Tract	236
Legal Block	60
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC
Mar 19, 2020	Loan Modification, Mortgage · Line of Credit BARCLAYS BK PLC
Sep 11, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Jun 6, 2016 · Amount on Record
Deed Document Number	2019117355
Deed Book / Page	5587 / 2426
Last Transfer Date	Mar 19, 2020
Transfer Doc	0056992840
Record Updated	Jun 8, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 27, 2020
Property Address	4852 TERRA SOLE PL, SAINT CLOUD, FL 34771-8802
Document Number	0056992840
Book / Page	005699 / 002840
Instrument Date	Mar 19, 2020
Instrument	43852
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4852 TERRA SOLE PL, SAINT CLOUD, FL 34771-8802
Document Number	0056992879
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7500 N DOBSON RD #300 SCOTTSDALE AZ 852562727, 300, SCOTTSDALE, AZ 85256-2727

Mortgage

Document Number	0056992879
Date	Mar 27, 2020
Book Page	005699/002879
Instrument	43855

Lender

Name	BARCLAYS BK PLC
Address	745 7TH AVE, NEW YORK, NY 10019-6801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 11, 2019
Property Address	4852 TERRA SOLE PL, SAINT CLOUD, FL 34771-8802
Document Number	0055872426
Book / Page	005587 / 002426
Instrument Date	Sep 5, 2019
Instrument	117355
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$1,837.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,962.00 (+5.78%)	$332,900 (+6.87%) Land $75,000 Building $257,900	$332,900 (+6.87%) Land $75,000 Building $257,900
2024	$5,636.00 (+7.89%)
2023	$5,224.00 (+13.64%)	$311,500 (+22.2%) Land $60,000 Building $251,500	$311,500 (+22.2%) Land $60,000 Building $251,500
2022	$4,597.00	$254,900 Land $55,000 Building $199,900	$254,900 Land $55,000 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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