Minnehaha County property record for 48511 256th St, Garretson, SD 57030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,479 sqft · built 2024 |
| Lot Size | 3.49 acres (152,024 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Aug 2023) |
| Tax Bill | $4,501 (2025) |
| Deeds & Mortgages | Apr 2024 Construction Loan Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-18-05-100-007-000 |
| Primary APN | 01-18-05-100-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,479 sqft Finished Area |
| Basement Area | 1,479 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 152,024 sqft (3.49 acres) |
| Garage Type | Attached |
| Garage Area | 908 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 13528 |
|---|---|
| Street Address | 48511 256TH ST |
| City | GARRETSON |
| State | SD |
| Zip | 57030-6127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | TRACT 2 MILLER ADDN N12 N12 NW14 5-102-47 RED ROCK TOWNSHIP 102-47 |
| Legal Range | 47 |
| Legal Township | 102 |
| Legal Section | 05 |
| Legal Subdivision | MILLER ADDN |
| Legal Tract | 2 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | RED ROCK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10402 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3809 E 24TH ST, SIOUX FALLS, SD 57103-3801 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK |
| Aug 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on Record |
| Deed Sale | Aug 3, 2023 · Amount on Record |
| Prior Sale | May 12, 2023 · Amount on Record |
| Deed Book / Page | 621-D / 324 |
| Prior Transfer Date | May 10, 2023 |
| Prior Transfer Doc | 0619000774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48511 256TH ST, GARRETSON, SD 57030-6127 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG1983/61 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | MTG 1983/61 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | 1400 18TH ST, SPIRIT LAKE, IA 51360 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 6.99% |
| Max Rate At Change | 8.99% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Aug 3, 2023 |
| Property Address | 48511 256TH ST, GARRETSON, SD 57030-6127 |
| Document Number | DEED621/324 |
| Book / Page | DEED 621 / 324 |
| Instrument Date | Aug 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | TBD 256TH ST, GARRETSON, SD 57030 |
| Document Number | MTG1973194 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | MTG 1973/194 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 7.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year T-Bill |
| Margin | 4 |
| Max Rate | 13.7% |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| County Subdivision | Red Rock Township |
| Unified School District | Garretson School District 49-4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,900 (+41.1%) Land $126,400 Building $305,500 | $431,900 Land $126,400 Building $305,500 | |
| 2025 | $4,501.00 | $306,100 (+192.92%) Land $104,500 Building $201,600 | |
| 2024 | $4,501.00 (+3,258.96%) | $104,500 (+722.83%) Land $104,500 | |
| 2022 | $134.00 | $12,700 Land $12,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
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