4851 Shoreline Way, Oxnard, CA 93035 Property Records

Ventura County property record for 4851 Shoreline Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,931 sqft · built 1972
Lot Size	0.099 acres (4,303 sqft)
Owner	Trust Name on File
Last Sale	$325,000 (Sep 1998)
Tax Bill	$7,035 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`191-0-162-305`

Property Details

APN / Parcel Number

Primary APN	`191-0-162-305`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,931 sqft Living Area
1st Floor Area	1,311 sqft
2nd Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	4,303 sqft (0.099 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	286 sqft
Deck Area	862 sqft
Patio Area	862 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4851 SHORELINE WAY
City	OXNARD
State	CA
Zip	93035-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB1
Legal Description	TRACT: 203800 LOT: 30 REF: 052MR 097
Legal Subdivision	2038
Legal Tract	203800
Legal Block	162
Legal Lot Number	30
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2015
Census Tract	3615

Owner

4851 Shoreline Way is owner-occupied and held in a trust since December 2012.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	4851 SHORELINE WAY, OXNARD, CA 93035-2838
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 1998 · Amount on File
Deed Sale	Sep 16, 1998 · Amount on File
Deed Document Number	1998158086
Last Transfer Date	Dec 13, 2012
Transfer Doc	0000234891
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4851 SHORELINE WAY, OXNARD, CA 93035-2838
Document Number	0000059698
Instrument Date	Apr 19, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4851 SHORELINE WAY OXNARD CA 930352838, OXNARD, CA 93035-2838

Mortgage

Document Number	0000059698
Date	Apr 30, 2020
Instrument	59698

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4851 SHORELINE WAY, OXNARD, CA 93035-2838
Document Number	0000029139
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 8, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4851 SHORELINE WAY OXNARD CA 930352838, OXNARD, CA 93035-2838

Mortgage

Document Number	0000029139
Date	Feb 28, 2017
Instrument	29139

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4851 Shoreline Way was $7,035 with a homeowner's exemption, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$586,357 (+2%) Land $287,819 Building $298,538
2025	$7,035.00 (+2.21%) Homeowner's exemption	$574,860 Land $282,175 Building $292,685
2024	$6,883.00 (+3.82%)
2023	$6,630.00 (+3.14%) Homeowner's exemption	$552,539 Land $271,218 Building $281,321
2022	$6,428.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4851 Shoreline Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4851 Shoreline Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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