St. Louis County property record for 4851 London Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,388 sqft · built 1951 |
| Lot Size | 0.254 acres (11,076 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Mar 2007) |
| Tax Bill | $4,940 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-03315 |
| Primary APN | 010-3010-03315 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Gross Area |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 1,041 sqft |
| Finished Basement | 1,041 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 11,076 sqft (0.254 acres) |
| Garage Area | 676 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 42 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 844070 |
|---|---|
| Street Address | 4851 LONDON RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-2451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 10 FT OF LOT 7 AND ALL OF LOT 8 ANDTHAT PART OF LOT 11 LYING ELY OF A LINEPARALLEL WITH AND 90 FT ELY OF WLY LINEOF SAID |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 49 |
| Legal Lot Number | 7-8,11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 200 |
4851 London Rd is owned and occupied by an individual who bought it in March 2007.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4851 LONDON RD, DULUTH, MN 55804-2451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2007 · Amount on File |
| Deed Sale | Mar 28, 2007 · Amount on File |
| Deed Document Number | 2007834375 |
| Prior Transfer Date | Feb 27, 2007 |
| Prior Transfer Doc | 0000834375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 12, 2026 |
| Property Address | 4851 LONDON RD, DULUTH, MN 55804-2451 |
| Document Number | 0001101432 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20261101432 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4851 LONDON RD, DULUTH, MN 55804-2451 |
| Document Number | 0001101432, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 20261101432 |
| Name | PARK STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 3, 2036 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 4851 London Rd was $4,940 with a homeowner's exemption, up 7.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,940.00 (+7.2%) Homeowner's exemption | ||
| 2025 | $4,608.00 (+3.13%) Homeowner's exemption | $371,900 (+6.5%) Land $59,000 Building $312,900 | $371,900 (+6.5%) Land $59,000 Building $312,900 |
| 2024 | $4,468.00 | $349,200 Land $56,800 Building $292,400 | $349,200 Land $56,800 Building $292,400 |
| 2022 | $296,700 Land $43,800 Building $252,900 | $296,700 Land $43,800 Building $252,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4851 London Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4851 London Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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