4851 Eaves Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4851 Eaves Ln, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,831 sqft · built 2004
Lot Size	0.195 acres (8,534 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (May 2021)
Tax Bill	$2,861 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099-027-34`

Property Details

APN / Parcel Number

Primary APN	`099-027-34`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,831 sqft Heated Area
Gross Area	2,046 sqft
1st Floor Area	888 sqft
Upper Floors Area	943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Lot Area	8,534 sqft (0.195 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	120 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	099-027-34
Street Address	4851 EAVES LN
City	CHARLOTTE
State	NC
Zip	28215-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-2
Legal Description	L34A M35-391 & M35-393
Legal Subdivision	CITISIDE/PLAZA MAP 02 PH 03
Legal Lot Number	34A M35
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1003
Census Tract	1504

Owner

4851 Eaves Ln is owned and occupied by an individual who bought it in May 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4851 EAVES LN, CHARLOTTE, NC 28215-4020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY
Aug 17, 2018	Warranty Deed, Transfer · Conventional Mortgage AMEROCAN FINANCIAL NETWIRK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Aug 17, 2018 · Amount on File
Deed Document Number	0036083357
Deed Book / Page	36083 / 357
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 19, 2021
Property Address	4851 EAVES LN, CHARLOTTE, NC 28215-4020
Document Number	0000099580
Book / Page	36083 / 357
Map Reference	MB 39 PG 635
Instrument Date	May 19, 2021
Instrument	2021099580
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1215 ELISE MARIE DR, CHARLOTTE, NC 28214-8120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000099581
Date	May 19, 2021
Instrument	2021099581

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 17, 2018
Property Address	4851 EAVES LN, CHARLOTTE, NC 28215-4020
Document Number	0000104581
Book / Page	32911 / 918
Map Reference	MB35 PG391
Instrument Date	Aug 16, 2018
Instrument	2018104581
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 EASTON DR, 128, MOORESVILLE, NC 28117-6012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4851 EAVES LN, CHARLOTTE, NC 28215-4020

Mortgage

Document Number	0000104582
Date	Aug 17, 2018
Instrument	2018104582

Lender

Name	AMEROCAN FINANCIAL NETWIRK INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Mortgage

Document Number	0000104584
Date	Aug 17, 2018
Book Page	32911/938
Instrument	2018104584

Lender

Name	CITY OF CHARLOTTE
Type	Non-Lending Institution
Address	CHARLOTTE, NC 28202

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4851 Eaves Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1990–2020)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4851 Eaves Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Eaves Ln

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