4851 Cypress Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 4851 Cypress Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,166 sqft · built 1985
Lot Size	0.23 acres (10,022 sqft)
Owner	2 Company Names on Record
Last Sale	$609,000 (Jul 2022)
Tax Bill	$7,453 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-0474-011-0000`

Property Details

APN / Parcel Number

Primary APN	`240-0474-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,166 sqft Living Area
1st Floor Area	2,166 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,022 sqft (0.23 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4851 CYPRESS AVE
City	CARMICHAEL
State	CA
Zip	95608-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	E 80 FT OF S 272.25 FT LOT 25 OAKVALE NO 2 EXC S 147 FT. CONTG.10022 SQ. FT M/L FORM. PAR. 240-474-10
Legal Subdivision	OAKVALE #2
Legal Lot Number	25
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4005
Census Tract	5901

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4851 CYPRESS AVE, CARMICHAEL, CA 95608-1641
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2021	Intrafamily Transfer, Transfer
Dec 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Mar 18, 2016 · Amount on Record
Deed Book / Page	20220708 / 380
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	4020000000606
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 8, 2022
Property Address	4851 CYPRESS AVE, CARMICHAEL, CA 95608-1641
Document Number	0000000380
Map Reference	MB 76 MAP 26
Instrument Date	Jun 30, 2022
Instrument	2022070800380
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2557 QUAIL CT, WEST SACRAMENTO, CA 95691-6068

Mortgage

Document Number	0000000381
Date	Jul 8, 2022
Instrument	2022070800381

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 2, 2021
Property Address	4851 CYPRESS AVE, CARMICHAEL, CA 95608-1641
Document Number	0000000606
Map Reference	MB 76 MAP 26
Instrument Date	Mar 9, 2021
Instrument	202104020606
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4851 CYPRESS AVE, CARMICHAEL, CA 95608-1641

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4851 CYPRESS AVE, CARMICHAEL, CA 95608-1641
Document Number	2012312425
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4851 CYPRESS AVE CARMICHAEL CA 956081641, CARMICHAEL, CA 95608-1641

Mortgage

Document Number	2012312425
Date	Dec 31, 2020
Instrument	2012312425

Lender

Name	HERITAGE CMNTY CU
Type	Credit Union
Address	SACRAMENTO, CA 95827

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$646,274 (+2%) Land $193,882 Building $452,392
2025	$7,453.00 (+0.98%)	$633,603 (+4.04%) Land $190,081 Building $443,522
2024	$7,381.00 (+2.64%)
2023	$7,191.00 (+19.81%) Homeowner's exemption	$609,000 Land $182,700 Building $426,300
2022	$6,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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