4851 Carriage Ln, Lima, OH 45807 Property Records

Allen County property record for 4851 Carriage Ln, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,724 sqft · built 2015
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Sep 2018)
Tax Bill	$5,330 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-2002-12-001.000`

Property Details

APN / Parcel Number

Primary APN	`36-2002-12-001.000`
Alternative APN	`G2536200212001000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,724 sqft Living Area
Gross Area	3,728 sqft
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Finished Basement	1,100 sqft
Unfinished Basement	524 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	114 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4851 CARRIAGE LN
City	LIMA
State	OH
Zip	45807-1898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT RUN SUBDIVISION NO 3 LOT 1400 FF 103.48
Legal Subdivision	CHESTNUT RUN SUBDIVISION
Legal Lot Number	1400
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	2
Census Block	2019
Census Tract	10801

Owner

4851 Carriage Ln is owned and occupied by two individuals who bought it in September 2018.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4851 CARRIAGE LN, LIMA, OH 45807-1898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 15, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 13, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2018 · Amount on File
Deed Sale	Sep 13, 2018 · Amount on File
Deed Document Number	201810446
Deed Book / Page	2018 / 10446
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4851 CARRIAGE LN, LIMA, OH 45807-1898
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7310006521
Date	Jul 31, 2023
Book Page	2023/6521
Instrument	202307310006521

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4851 CARRIAGE LN, LIMA, OH 45807-1898
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7150009561
Date	Jul 15, 2021
Book Page	2021/9561
Instrument	202107150009561

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Mar 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 13, 2018
Property Address	4851 CARRIAGE LN, LIMA, OH 45807-1898
Document Number	0000010446
Instrument Date	Sep 12, 2018
Instrument	10446
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4851 CARRIAGE LN LIMA OH 458071898, LIMA, OH 45807-1898

Mortgage

Document Number	10447
Date	Sep 13, 2018
Instrument	10447

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4851 Carriage Ln was $5,330, down 1.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,330.00 (-1.44%)	$124,740 (-) Land $9,240 Building $115,500	$356,400 (-) Land $26,400 Building $330,000
2024	$5,408.00 (+11.48%) Homeowner's exemption	$124,740 (+25%) Land $9,240 Building $115,500	$356,400 Land $26,400 Building $330,000
2023	$4,851.00 (-1.98%) Homeowner's exemption	$99,790 (-) Land $7,390 Building $92,400
2022	$4,949.00 Homeowner's exemption	$99,790 Land $7,390 Building $92,400
2021			$285,100 Land $21,100 Building $264,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4851 Carriage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4851 Carriage Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503
Water Source	Purchased surface water from LIMA CITY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, MetaLINK Technologies, Watch TV.

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