4851 Black Walnut Point Rd, Tilghman, MD 21671 Property Records

Talbot County property record for 4851 Black Walnut Point Rd, Tilghman, MD 21671 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,704 sqft · built 1950
Lot Size1.6 acres (69,696 sqft)
Owner2 Company Names on File
Last Sale$350,000 (Oct 2012)
Tax Bill$4,112 (2025)
Deeds & MortgagesMar 2024 Transfer
Aug 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN05-185793

Property Details

APN / Parcel Number

Primary APN05-185793
Alternative APNs
  • 5185793
  • 185793

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,704 sqft Total Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAsbestos
Roof MaterialComposition Shingle
Lot Area69,696 sqft (1.6 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area540 sqft
PorchSlab
Porch Area384 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number185793
Street Address4851 BLACK WALNUT POINT RD
CityTILGHMAN
StateMD
Zip21671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1.6 AC E/S BLACK WALNUT PT RD NR FAIRBANK
Legal SubdivisionBLACK WALNUT POINT
JurisdictionTALBOT MD
Township / Civil Division5, BAY HUNDRED
Census Block Group2
Census Block2026
Census Tract960800

Owner

Source: Talbot County records · APN 05-185793

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 276, TILGHMAN, MD 21671-0276
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2024Gift Deed, Transfer
Aug 13, 2018Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2012 · Amount on Record
Deed SaleOct 22, 2012 · Amount on Record
Prior SaleAug 12, 1994
Deed Book / Page2028 / 379
Last Transfer DateFeb 12, 2024
Transfer Doc0031020035
Record UpdatedSep 20, 2026

March 2024: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionTALBOT MD
Recording DateMar 06, 2024
Property Address4851 BLACK WALNUT POINT RD, TILGHMAN, MD 21671
Document Number0031020035
Book / Page3102 / 35
Instrument DateFeb 12, 2024
Transaction TypeTransfer
Record UpdatedMar 25, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2512 SWIFT RUN ST, VIENNA, VA 22180-6929

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTALBOT MD
Property Address4851 BLACK WALNUT POINT RD, TILGHMAN, MD 21671
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE INSURANCE LICENSE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025560067
DateAug 13, 2018
Book Page2556/067
Lender
NamePENTAGON FCU
TypeCredit Union
AddressDETROIT, MI 48201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$796,000 (+74.56%)$892,800 (+95.79%) Land $357,500 Building $535,300
2025$4,112.00 (+10.6%) Homeowner's exemption$456,000 (+4.91%) Land $291,000 Building $165,000$456,000 (-) Land $291,000 Building $165,000
2023$3,718.00$434,667$456,000 Land $291,000 Building $165,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419608002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 194 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies194 in force
Nearby Flood Claims88 (1979–2024)
Claims Outside the SFHA17 of 88
Most Recent ClaimJan 2024, river or lake flooding
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 68 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50

May also be available at this address: Easton Utilities Commission. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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