48500 Opal Dr, Palm Desert, CA 92260 Property Records

Riverside County property record for 48500 Opal Dr, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,145 sqft · built 1988
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,260,000 (Apr 2021)
Tax Bill	$17,753 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`652-041-036`

Property Details

APN / Parcel Number

Primary APN	`652-041-036`
Alternative APN	`631040036`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	4 Stories
Building Area	3,145 sqft Living Area
Gross Area	4,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Tile
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	631040036
Street Address	48500 OPAL DR
City	PALM DESERT
State	CA
Zip	92260-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PR5
Legal Description	LOT 37 MB 106/024 TR 13008
Legal Subdivision	TRACT NO 13008
Legal Tract	13008
Legal Lot Number	37
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2016
Census Tract	45115

Owner

Source: Riverside County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3078 W OWASSO BLVD, SAINT PAUL, MN 55113-2161
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO
Apr 23, 2021	Grant Deed, Transfer EQUITY TITLE COMPANY
Apr 22, 2020	Grant Deed, Transfer EQUITY TITLE-ORANGE COUNTY, EQUITY TITLE-ORANGE CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Apr 22, 2020 · Amount on Record
Deed Document Number	2021253809
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48500 OPAL DR, PALM DESERT, CA 92260-6511
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 W OWASSO BLVD, ROSEVILLE, MN 55113-2161

Mortgage

Document Number	0000661345
Date	Nov 5, 2021
Instrument	2021-0661345

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 23, 2021
Property Address	48500 OPAL DR, PALM DESERT, CA 92260-6511
Document Number	0000253809
Map Reference	MB 106 PG 24-30
Instrument Date	Mar 29, 2021
Instrument	2021-0253809
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3078 W OWASSO BLVD, ROSEVILLE, MN 55113-2161

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 22, 2020
Property Address	48500 OPAL DR, PALM DESERT, CA 92260-6511
Document Number	0000176814
Instrument Date	Apr 21, 2020
Instrument	176814
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	EQUITY TITLE-ORANGE COUNTY, EQUITY TITLE-ORANGE CNTY

Transaction

Amount	Amount Recorded
Tax	$468.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 ANTHEM CREEK CIR HENDERSON NV 890526613, HENDERSON, NV 89052-6613

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,391,139 (+2%) Land $342,264 Building $1,048,875
2025	$17,753.00 (+4.65%)	$1,363,862 (+4.04%) Land $335,553 Building $1,028,309
2023	$16,964.00 (+2.48%)	$1,310,904 Land $322,524 Building $988,380
2022	$16,553.00
2021			$1,116,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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