4850 Winghaven Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4850 Winghaven Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,887 sqft · built 2004
Lot Size	0.264 acres (11,480 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (Mar 2007)
Tax Bill	$8,722 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8813-07-476-062`

Property Details

APN / Parcel Number

Primary APN	`8813-07-476-062`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,887 sqft Living Area
1st Floor Area	1,887 sqft
Basement Area	1,887 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,480 sqft (0.264 acres)
Lot Dimensions	140 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	127 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4850 WINGHAVEN DR
City	WATERLOO
State	IA
Zip	50701-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLINGAMAN PARK THIRD ADDITION LOT 6
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	KLINGAMAN PARK THIRD ADDITION
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1075
Census Tract	3001

Owner

4850 Winghaven Dr is owned and occupied by an individual who acquired it in September 2019.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	4850 WINGHAVEN DR, WATERLOO, IA 50701-8925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit DENVER SAVINGS BANK
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 18, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2007 · Amount on File
Deed Sale	Mar 28, 2007 · Amount on File
Deed Document Number	200720201
Last Transfer Date	Sep 30, 2019
Transfer Doc	202000007268
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4850 WINGHAVEN DR, WATERLOO, IA 50701-8925
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300008821
Date	Dec 8, 2022
Instrument	202300008821

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	DENVER, IA 50622

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4850 WINGHAVEN DR, WATERLOO, IA 50701-8925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800020305
Date	Jun 11, 2018
Instrument	201800020305

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	295 Months
Due	Jan 1, 2043

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4850 WINGHAVEN DR, WATERLOO, IA 50701-8925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007701
Date	Oct 12, 2020
Instrument	202100007701

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 18, 2019
Property Address	4850 WINGHAVEN DR, WATERLOO, IA 50701-8925
Document Number	202000007268
Instrument Date	Sep 30, 2019
Instrument	202000007268
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 WINGHAVEN DR, WATERLOO, IA 50701-8925

Tax Assessment & Valuation

The 2025 property tax bill for 4850 Winghaven Dr was $8,722 with a homeowner's exemption, up 15.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,722.00 (+15.58%) Homeowner's exemption	$438,250 Land $41,000 Building $397,250	$438,250 Land $41,000 Building $397,250
2024	$7,546.00
2023		$358,100 (+14.27%) Land $41,000 Building $317,100	$358,100 Land $41,000 Building $317,100
2022	$6,688.00 Homeowner's exemption	$313,390 Land $41,000 Building $272,390
2021			$313,390 Land $41,000 Building $272,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4850 Winghaven Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4850 Winghaven Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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