4850 White Pine Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4850 White Pine Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,877 sqft · built 2021
Lot Size	0.23 acres (10,007 sqft)
Owner	2 Individual Names on File
Last Sale	$1,001,000 (Aug 2021)
Tax Bill	$17,652 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-3720-046-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3720-046-0000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,877 sqft Living Area
1st Floor Area	2,174 sqft
2nd Floor Area	1,703 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Other
Lot Area	10,007 sqft (0.23 acres)
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4850 WHITE PINE DR
City	FOLSOM
State	CA
Zip	95630-6023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SF (SP
Legal Description	WHITE ROCK SPRINGS RAMCH VILLAGES 8 & 9, LOT 46, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	WHITE ROCK SPRINGS RAMCH VILLAGES 8 & 9
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

4850 White Pine Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4850 WHITE PINE DR, FOLSOM, CA 95630-6023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Aug 20, 2021	Grant Deed, Transfer · Conventional Mortgage PENTAGON FCU
Sep 30, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Prior Sale	Sep 30, 2020 · Amount on File
Deed Book / Page	20210820 / 1009
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 17, 2026
Property Address	4850 WHITE PINE DR, FOLSOM, CA 95630-6023
Document Number	2026000741
Book / Page	20260717 / 741
Instrument Date	Jul 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 WHITE PINE DR, FOLSOM, CA 95630-6023

Mortgage

Document Number	2026000741,
Date	Jul 17, 2026
Book Page	20260717/741

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4850 WHITE PINE DR, FOLSOM, CA 95630-6023
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 WHITE PINE DR, FOLSOM, CA 95630-6023

Mortgage

Document Number	0000000528
Date	Nov 8, 2021
Instrument	2021110800528

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 20, 2021
Property Address	4850 WHITE PINE DR, FOLSOM, CA 95630-6023
Document Number	0000001009
Map Reference	MB 417 PG 1
Instrument Date	Aug 16, 2021
Instrument	2021082001009
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4850 WHITE PINE DRIVE, FOLSOM, CA 95630-6023

Mortgage

Document Number	0000001010
Date	Aug 20, 2021
Instrument	2021082001010

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 30, 2020
Property Address	4850 WHITE PINE DR, FOLSOM, CA 95630-6023
Document Number	2009302512
Instrument Date	Sep 9, 2020
Instrument	2009302512
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$11,000.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1430 BLUE OAKS BLVD #190 ROSEVILLE CA 957475157, 190, ROSEVILLE, CA 95747-5157
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4850 White Pine Dr was $17,652, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,083,160 (+2%) Land $248,958 Building $834,202
2025	$17,652.00 (+0.85%)	$1,061,923 Land $244,077 Building $817,846
2024	$17,504.00 (+1.36%)
2023	$17,269.00 (-2.25%)	$1,020,689 Land $234,600 Building $786,089
2022	$17,667.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4850 White Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4850 White Pine Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, unWired Broadband, Verizon, Zeta Broadband.

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