4850 Wabash Rd, Coldwater, OH 45828 Property Records

Mercer County property record for 4850 Wabash Rd, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,472 sqft · built 1976
Lot Size	2.07 acres (90,387 sqft)
Owner	2 Individual Names on File
Last Sale	$192,514 (Nov 2017)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-002000.0100`

Property Details

APN / Parcel Number

Primary APN	`44-002000.0100`
Alternative APN	`07-28-100-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Basement Area	1,152 sqft
Finished Basement	1,152 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	90,387 sqft (2.07 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4850 WABASH RD
City	COLDWATER
State	OH
Zip	45828-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW RTS: 001-06-28
Jurisdiction	MERCER OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2012
Census Tract	968000

Owner

4850 Wabash Rd is owned and occupied by two individuals who bought it in November 2017.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4850 WABASH RD, COLDWATER, OH 45828-9726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Nov 6, 2017	Survivorship Deed, Transfer · Closed-End Mortgage BANK OF GENEVA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on File
Deed Sale	Nov 6, 2017 · Amount on File
Prior Sale	Apr 23, 2002 · Amount on File
Deed Document Number	20175212
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	4850 WABASH RD, COLDWATER, OH 45828-9726
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002932
Date	May 29, 2020
Instrument	202000002932

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Nov 6, 2017
Property Address	4850 WABASH RD, COLDWATER, OH 45828-9726
Document Number	201700005212
Instrument Date	Nov 1, 2017
Instrument	201700005212
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4850 WABASH RD, COLDWATER, OH 45828-9726

Mortgage

Document Number	201700005213
Date	Nov 6, 2017
Instrument	201700005213

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4850 Wabash Rd was $2,018.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Washington Township
Unified School District	Fort Recovery Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,018.00	$68,570 (-) Land $11,060 Building $57,510
2024	$2,018.00 (+3.65%)	$68,570 (-) Land $11,060 Building $57,510
2023	$1,947.00 (+14.66%)	$68,570 (+26.3%) Land $11,060 Building $57,510	$195,900 Land $31,600 Building $164,300
2022	$1,698.00	$54,290 Land $8,750 Building $45,540
2020			$155,100 Land $25,000 Building $130,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4850 Wabash Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4850 Wabash Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	2,000 / 2,000
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wabash Rd

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