4850 Troy Rd, Springfield, OH 45502 Property Records

Clark County property record for 4850 Troy Rd, Springfield, OH 45502

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1946
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Sep 2022)
Tax Bill$1,632 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jun 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN050-02-00027-000-055

Property Details

APN / Parcel Number

Primary APN050-02-00027-000-055

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1946
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area34,848 sqft (0.8 acres)
Garage Area308 sqft
PorchPorch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4850 TROY RD
CitySPRINGFIELD
StateOH
Zip45502-9031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT S PT S E QR
JurisdictionCLARK OH
Township / Civil DivisionGERMAN
Census Block Group1
Census Block1011
Census Tract2602

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4850 TROY RD, SPRINGFIELD, OH 45502-9031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 10, 2022Deed of Trust, Mortgage · Line of Credit
WRIGHT-PATT CREDIT UNION INC
May 26, 2017Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC
Apr 30, 2019Warranty Deed, Transfer · Line of Credit
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2022 · Amount on Record
Deed SaleSep 21, 2022 · Amount on Record
Prior SaleApr 30, 2019 · Amount on Record
Deed Document Number4015
Deed Book / Page2215 / 3753
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateSep 21, 2022
Property Address4850 TROY RD, SPRINGFIELD, OH 45502-9031
Document Number0000014084
Book / Page2215 / 3753
Instrument DateSep 12, 2022
Instrument202200014084
Transaction TypeTransfer
Record UpdatedOct 3, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4850 TROY RD, SPRINGFIELD, OH 45502-9031

Mortgage

Document Number0000014085
DateSep 21, 2022
Instrument202200014085
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address4850 TROY RD, SPRINGFIELD, OH 45502-9031
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008791
DateJun 10, 2022
Book Page2211/1170
Instrument202200008791
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45434
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 25, 2047

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address4850 TROY RD, SPRINGFIELD, OH 45502-9031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007528
DateMay 26, 2017
Book Page2117/0867
Instrument201700007528
Lender
NameWESBANCO BANK INC
TypeBank
AddressSPRINGFIELD, OH 45502
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 24, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateApr 30, 2019
Property Address4850 TROY RD, SPRINGFIELD, OH 45502-9031
Document Number0000005068
Book / Page002156 / 002599
Instrument DateApr 18, 2019
Instrument5068
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$70.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4850 TROY RD SPRINGFIELD OH 455029031, SPRINGFIELD, OH 45502-9031

Mortgage

Document Number5069
DateApr 30, 2019
Book Page002156/002601
Instrument5069
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 29, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
County SubdivisionGerman Township
Unified School DistrictNorthwestern Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$47,280 (+42.67%) Land $14,620 Building $32,660$135,070 (+42.66%) Land $41,770 Building $93,300
2024$1,632.00 (+2.26%)
2023$33,140 Land $11,470 Building $21,670
2022$1,596.00$94,680 Land $32,780 Building $61,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1981–1996)
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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