4850 Troy Ln, La Mesa, CA 91942 Property Records

San Diego County property record for 4850 Troy Ln, La Mesa, CA 91942

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,053 sqft · built 1956
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$157,500 (Jun 1998)
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`470-161-09-00`

Property Details

APN / Parcel Number

Primary APN	`470-161-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Tar & Gravel
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4850 TROY LN
City	LA MESA
State	CA
Zip	91942-4925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 TR 003178
Legal Subdivision	TROY TERRACE
Legal Tract	003178
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	14701

Owner

4850 Troy Ln is owned by a company that acquired it in August 2019 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	4850 TROY LN, LA MESA, CA 91942-4925
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Aug 9, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Aug 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1998 · Amount on File
Deed Sale	Jun 1, 1998 · Amount on File
Prior Sale	Dec 23, 1987 · Amount on File
Deed Document Number	1998324644
Last Transfer Date	Aug 1, 2019
Transfer Doc	0000335059
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4850 TROY LN, LA MESA, CA 91942-4925
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 TROY LN, LA MESA, CA 91942-4925

Mortgage

Document Number	0000365043
Date	Sep 15, 2022
Instrument	2022-0365043

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.67%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2019
Property Address	4850 TROY LN, LA MESA, CA 91942-4925
Document Number	0000335058
Instrument Date	Aug 1, 2019
Instrument	335058
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 TROY LN LA MESA CA 919424925, LA MESA, CA 91942-4925

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2019
Property Address	4850 TROY LN, LA MESA, CA 91942-4925
Document Number	0000335059
Instrument Date	Aug 1, 2019
Instrument	335059
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4850 TROY LN LA MESA CA 919424925, LA MESA, CA 91942-4925

Tax Assessment & Valuation

The 2025 property tax bill for 4850 Troy Ln was $3,490 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$256,489 (+2%) Land $113,992 Building $142,497
2025	$3,490.00 Homeowner's exemption	$251,460 Land $111,757 Building $139,703
2023	$3,270.00 (+0.31%) Homeowner's exemption	$241,697 Land $107,418 Building $134,279
2022	$3,260.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4850 Troy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4850 Troy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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