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4850 Sunset Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4850 Sunset Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2009
Square Footage1,248 sqft Heated Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2024)
Tax Bill$3,417.00 (2025)

Property Details

APN / Parcel Number

Primary APN91405
Alternative APN
  • 192531518000010080

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,248 sqft Heated Area
Gross Area1,836 sqft Gross Area
1st Floor1,248 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2009
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area13,068 sqft (0.3 acres)
Depth X Width175 ft x 75 ft Depth x Width

Exterior Amenities

FenceFence
PorchOpen Porch
Porch Area315 sqft Porch
Utility Building273 sqft Utility Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number91405
Street Address4850 SUNSET RD
CitySAINT CLOUD
StateFL
Zip34771-9291
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUNSET RANCH ESTATES PB 1 PG 410 LOT 8
Legal Range31E
Legal Township25S
Legal Section19
Legal SubdivisionSUNSET RANCH ESTATES
Legal Tract5180
Legal Block1
Legal Lot Number8
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1032
Census Tract43600

Owner

Source: Osceola County records · APN 91405

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Mar 03, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Aug 01, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Feb 19, 2019Quit Claim Deed, Transfer
Quitclaim Document
Feb 26, 2018Warranty Deed, Transfer
CLASSIC TITLE & SOLUTIONS IN
Mar 14, 2017Warranty Deed, Transfer
CELEBRATION TITLE GROUP
Jan 25, 2017Warranty Deed, Transfer
BRIDGEWELL CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2024 · Amount on Record
Deed SaleMay 09, 2024 · Amount on Record
Prior SaleMar 03, 2023 · Amount on Record
Deed Doc Number2024061744
Deed Book / Page6598 / 120
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address48500 SUNSET ROAD, SAINT CLOUD, FL 34771

Mortgage

Document Number0058921858
DateFeb 17, 2021
Book Page5892/1858
Instrument2021022705
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 03, 2023
Property Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291
Document Number0063661852
Book / Page6366 / 1852
Map ReferenceMB 1 PG 410
Instrument DateFeb 28, 2023
Instrument2023025450
Transaction TypeTransfer
Record UpdatedMar 17, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291

Mortgage

Document Number0063661854
DateMar 03, 2023
Instrument6366/1854
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 01, 2019
Property Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291
Document Number0055660597
Book / Page5566 / 0597
Map ReferenceMB 1 PG 410
Instrument DateJul 31, 2019
Instrument2019099079
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7004 TAVISTOCK LAKES BLVD APT 802, 7004, ORLANDO, FL 32827-7737

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291

Mortgage

Document Number0055660599
DateAug 01, 2019
Book Page5566/0599
Instrument2019099080
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 19, 2019
Property Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291
Document Number0054790910
Book / Page005479 / 000910
Instrument DateFeb 01, 2019
Instrument21257
Transaction TypeTransfer
Record UpdatedFeb 27, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4850 SUNSET RD ST CLOUD FL 347719291, ST CLOUD, FL 34771-9291

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 26, 2018
Property Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291
Document Number0052912603
Book / Page5291 / 2603
Map ReferenceMB1 PG410
Instrument DateFeb 16, 2018
Instrument2018032779
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCLASSIC TITLE & SOLUTIONS IN

Transaction

AmountAmount Recorded
Tax$1,120.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4850 SUNSET RD, 4850, SAINT CLOUD, FL 34771-9291

Transferred To (Grantee/Buyer)

NameVerified Name
Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 14, 2017
Property Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291
Document Number0051161943
Book / Page005116 / 001943
Instrument DateFeb 28, 2017
Instrument39677
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
Tax$721.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4874 LARK DR ST CLOUD FL 347727932, ST CLOUD, FL 34772-7932

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 25, 2017
Property Address4850 SUNSET RD, SAINT CLOUD, FL 34771-9291
Document Number0050902927
Book / Page005090 / 002927
Instrument DateJan 17, 2017
Instrument13498
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$595.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4139 SANSEVIERA LN ORLANDO FL 328227528, ORLANDO, FL 32822-7528

Mortgage

Document Number50902929
DateJan 25, 2017
Book Page005090/002929
Instrument13499
Lender
NameBRIDGEWELL CAP
TypeFunding / Finance Company
AddressORLANDO, FL 32801
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,417.00 (+82.34%) Homeowner's exemption$236,100 (+81.84%) Land $60,000 Building $176,100$236,100 (+25.92%) Land $60,000 Building $176,100
2023$1,874.00 (+5.46%) Homeowner's exemption$129,841 (+3%)$187,500 (+32.32%) Land $60,000 Building $127,500
2022$1,777.00 Homeowner's exemption$126,060$141,700 Land $55,000 Building $86,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 44% of Florida
Wildfire LikelihoodAbout 1 in 385 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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