4850 State Rte 28, Old Forge, NY 13420 Property Records

Herkimer County and Webb Town property record for 4850 State Rte 28, Old Forge, NY 13420

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 1,018 sqft · built 1916
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on Record
Last Sale	$349,999 (Jul 2013)
Tax Bill	$4,554 (2026)
Deeds & Mortgages	Mar 2022 Sale Oct 2020 Refinance
APN	`215400 038.52-1-24.2`

Property Details

APN / Parcel Number

Primary APN	`215400 038.52-1-24.2`
Alternative APN	`540003805200010242000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	248 ft deep x 98 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	402 sqft
Shed	1 Shed
Boat Access	Boat Access
Boat House	Boat House

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4850 STATE ROUTE 28
City	OLD FORGE
State	NY
Zip	13420-4208
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RS
Legal Description	34 4TH LK 205.2 CAMP/BTHS TWP 8 JBTR
Legal Block	1
Legal Lot Number	24.200
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	3
Census Block	3018
Census Tract	11502

Owner

Source: Herkimer County and Webb Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	35 NIAGARA ST, OSWEGO, NY 13126-3829
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer
Oct 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2013 · Amount on Record
Deed Sale	Jul 1, 2013 · Amount on Record
Deed Book / Page	1493 / 84
Prior Transfer Date	Oct 30, 2012
Prior Transfer Doc	0000001462/000000067
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Mar 9, 2022
Property Address	4850 STATE ROUTE 28, OLD FORGE, NY 13420-4208
Document Number	RP20221240
Instrument Date	Mar 4, 2022
Instrument	RP2022-1240
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 NIAGARA ST, OSWEGO, NY 13126-3829

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	4850 STATE ROUTE 28, OLD FORGE, NY 13420-4208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20204470
Date	Oct 8, 2020
Instrument	2020-4470

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,554.00 (+1.02%)
2025	$4,508.00 (+12.67%)	$350,000 (-) Land $308,700 Building $41,300	$614,035 (+25.79%) Land $541,579 Building $72,456
2023		$350,000 Land $308,700 Building $41,300	$488,145 Land $430,544 Building $57,601
2020	$4,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
IHM Eagle Fixed Wireless	150 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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