Allen County property record for 4850 Spencerville Rd, Lima, OH 45805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,926 sqft · built 1959 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,000 (Jul 1995) |
| Tax Bill | $3,040 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-0502-05-009.000 |
| Primary APN | 46-0502-05-009.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,926 sqft Living Area |
| Gross Area | 2,866 sqft |
| 1st Floor Area | 1,926 sqft |
| Family Room | Family Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 200 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4850 SPENCERVILLE RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45805-4222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 RTS 06-04-05 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 12100 |
4850 Spencerville Rd is owned and occupied by two individuals who bought it in July 1995.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4850 SPENCERVILLE RD, LIMA, OH 45805-4222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 1995 · Amount on File |
| Deed Sale | Jul 12, 1995 · Amount on File |
| Prior Sale | Oct 8, 1992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 4850 SPENCERVILLE RD, LIMA, OH 45805-4222 |
| Document Number | 0000002930 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4850 SPENCERVILLE RD LIMA OH 458054222, LIMA, OH 45805-4222 |
| Document Number | 0000002930 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 2930 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 20, 2033 |
The 2025 property tax bill for 4850 Spencerville Rd was $3,040, up 4.3% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Shawnee Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,040.00 (+4.25%) | $59,190 (-) Land $13,060 Building $46,130 | $169,100 (-) Land $37,300 Building $131,800 |
| 2024 | $2,916.00 (+18.06%) Homeowner's exemption | $59,190 (+35.08%) Land $13,060 Building $46,130 | $169,100 Land $37,300 Building $131,800 |
| 2023 | $2,470.00 (+0.08%) Homeowner's exemption | $43,820 (-) Land $9,660 Building $34,160 | |
| 2022 | $2,468.00 Homeowner's exemption | $43,820 Land $9,660 Building $34,160 | |
| 2021 | $125,200 Land $27,600 Building $97,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4850 Spencerville Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4850 Spencerville Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures